Denali 10 with Evolve (Compact States)
Looking for a reliable financial companion for your golden years? Choose Denali 10 with Evolve! It's a sturdy, value-packed annuity designed to generate secure income for life, making retirement stress-free.
No need to worry about market ups and downs, your principal is protected. Plus, you have the option to leave a legacy for your loved ones. Experience serenity in retirement with Denali 10’s smart, no-nonsense approach.
Denali 10 with Evolve (Compact States)
Ratings:
- A.M. Best B
- Comdex 35
About Product
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Barclays Atlas 5 Boost Spread |
Boost
Annual
|
3%
Spread
|
1-Year Nasdaq Generations 5 Boost Spread |
Boost
Annual
|
3%
Spread
|
1-Year S&P 500 RavenPack AI PTP Boost Spread |
Boost
Annual
|
3.25%
Spread
|
1-Year Fixed Account |
Fixed
|
3.75%
Fixed
|
1-Year Nasdaq Generations 5 PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
1-Year S&P 500 PTP Monthly Average Participation Rate |
Point to Point
Annual
Monthly average
|
87%
Participation
|
1-Year Barclays Atlas 5 PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.35%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.5%
Cap
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
47%
Participation
|
1-Year S&P 500 RavenPack AI PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
1-Year S&P 500 Duo Swift PTP Participation Rate |
Point to Point
Annual
|
65%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 9% | 8% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Denali with Evolve ELWB Level | Yes | |
Denali with Evolve ELWB Increasing | Yes |
Waivers
Nursing Home
Unavailable in states: CA
After the first policy year, you can withdraw up to 100% of your annuity’s account value if you become confined to a qualified care facility for at least 90 consecutive days and meet the eligibility requirements. There is a waiting period of 1 year after policy issue date, and you cannot be confined at the time the policy is issued.
Terminal Illness
Unavailable in states: CA
After the first policy year, you can withdraw up to 100% of your annuity’s account value if you are diagnosed with a terminal illness that results in you have a life expectancy of 12 months or less and you meet the eligibility requirements. You cannot be confined at the time the policy is issued.
ADL
Unavailable in states: CA
Home Health Benefit. After the first policy year, you can withdraw up to 20% of your annuity’s account value each for 5 years if you need home health care services and meet the eligibility requirements.
Premium Notes
- $10,000 Qualified and Non-Qualified
- Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.