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Denali 7 with Evolve (Variation States)

The Denali 7 with Evolve is your ultimate retirement solution. Reliable and straightforward, it promises regular income, a boon to secure your golden years. Enjoy the comfort of knowing your financial future is in solid hands.

Apart from providing a steady income, this annuity also evolves with your needs, adapting to changing circumstances. With Denali 7, retire with the peace of knowing you're covered, no matter what life throws your way. Peace of mind, indeed!

Denali 7 with Evolve (Variation States)

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Ratings:

A.M. Best B
Comdex 35

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About Product

Type

Fixed Index

Purpose

Lifetime Income

Premium Bonus

Term

7 Years

Surrender schedule

9.3%8.4%7.5%6.6%5.7%4.75%3.8%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP

Launch Date

06/08/2020

SILAC Denali Series takes you on a new retirement journey. It provides guarantees where you need guarantees and flexibility where you need flexibility.

Available in states: CO, DE, ID, IN, NV, and SC

Allocation Accounts

Name	Type	Rates
1-Year Barclays Atlas 5 Boost Spread	Boost Annual	3.75% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread	Boost Annual	4% Spread
1-Year Nasdaq Generations 5 Boost Spread	Boost Annual	3.75% Spread
1-Year Fixed Account	Fixed	4.25% Fixed
1-Year S&P 500 PTP Monthly Average Participation Rate	Point to Point Annual Monthly average	97% Participation
1-Year Barclays Atlas 5 PTP Participation Rate	Point to Point Annual	192% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	8.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	52% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate	Point to Point Annual	205% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate	Point to Point Annual	197% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate	Point to Point Annual	70% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	8%	8%	7%	6%	5%	4%

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Investment Amount $

Riders

Name	Inbuilt	Fee
Denali with Evolve ELWB Level	Yes
Denali with Evolve ELWB Increasing	Yes

Waivers

Nursing Home

Nursing Home Benefit After the first policy year, you can withdraw up to 100% of your annuity’s account value if you become confined to a qualified care facility for at least 90 consecutive days and meet the eligibility requirements. There is a waiting period of 1 year after policy issue date, and you cannot be confined at the time the policy is issued.

Terminal Illness

Terminal Illness Benefit After the first policy year, you can withdraw up to 100% of your annuity’s account value if you are diagnosed with a terminal illness that results in you have a life expectancy of 12 months or less and you meet the eligibility requirements. You cannot be confined at the time the policy is issued.

ADL

Home Health Benefit After the first policy year, you can withdraw up to 20% of your annuity’s account value each for 5 years if you need home health care services and meet the eligibility requirements.

Premium Notes

Minimum Premium

$10,000 Qualified and Non-Qualified
Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.

Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free Withdrawals

In the 1st Policy Year, Required Minimum Distributions can be withdrawn. After the 1st Policy Year, up to 10% of the Account Value or RMD can be withdrawn. One non-systematic free withdrawal allowed per year.