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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Denali Bonus 14 (CA Only)

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Highlights

The Denali Bonus Series is designed to help meet your long-term retirement savings needs. It includes a withdrawal charge period. If you withdraw more than the free amount allowed during the withdrawal charge period, a withdrawal charge, market value adjustment and bonus recovery, if applicable, will be applied. 
Available in states: CA
Type
Fixed Index
Purpose Lifetime Income
Premium Bonus
13%
Term
14 Years
Surrender schedule
11%10.3%9.2%8.9%7.8%6.7%6.25%5%4.5%3.3%2.7%1.3%0.7%0.5%
Free withdrawal
1st year: 0%
2nd+ year: 5%
Market value adjustment
Return of premium
Launch date
06/08/2020
Minimum contribution
$10,000
Maximum contribution
$1,000,000
Max Age Qualified
56
Types of funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP
Brochure
Open brochure

Find out if the Denali Bonus 14 (CA Only) is the right product for you.

Premium Notes

Minimum Premium 
  • $10,000 Qualified and Non-Qualified 
  • Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.
Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free withdrawals
Each year after the first policy year, you may withdraw up to 5% of your account value (as of the most recent policy anniversary). Free withdrawals will not be subject to withdrawal charges, market value adjustments or bonus recovery percentages, if applicable. 

Allocation Accounts

Name Type Rates
1-Year Barclays Atlas 5 PTP Boost Spread
Boost
Annual
2.75% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread
Boost
Annual
3% Spread
1-Year Nasdaq Generations 5 PTP Boost Spread
Boost
Annual
2.75% Spread
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.5% Cap
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
90% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
60% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14
Penalty 11% 10% 9% 9% 8% 7% 6% 5% 5% 3% 3% 1% 1% 1%

Riders

Name Inbuilt Fee
Denali Bonus 14 with Lifetime Withdrawal Benefit Yes

Waivers

No Waivers for Denali Bonus 14 (CA Only) annuity.

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