SILAC Insurance Company
4.2
based on complex data
Annuity Educator Rating
Annuity review

Denali Bonus 14 (CA Only)

The Denali Bonus 14 is a lifesaver for Californians aiming for a secure retirement. It provides steady income and extra peace of mind, ensuring that you can enjoy your golden years.

This annuity product also comes with a 14% bonus and lovable tax benefits. It's an excellent plan to achieve your retirement dreams. Trust Denali Bonus 14 for a comfortable future!

Denali Bonus 14 (CA Only)-brochure Denali Bonus 14 (CA Only)-brochure

Denali Bonus 14 (CA Only)

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About Product

Type
Fixed Index
Purpose
Lifetime Income
Premium Bonus
13%
Term
14 Years
Surrender schedule
11%
10.3%
9.2%
8.9%
7.8%
6.7%
6.25%
5%
4.5%
3.3%
2.7%
1.3%
0.7%
0.5%
Fee withdrawal:
5%
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
56
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP
Launch Date
06/08/2020
The Denali Bonus Series is designed to help meet your long-term retirement savings needs. It includes a withdrawal charge period. If you withdraw more than the free amount allowed during the withdrawal charge period, a withdrawal charge, market value adjustment and bonus recovery, if applicable, will be applied. 
Available in states: CA

Allocation Accounts

Name Type Rates
1-Year Barclays Atlas 5 PTP Boost Spread
Boost
Annual
2.25% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread
Boost
Annual
2.5% Spread
1-Year Nasdaq Generations 5 PTP Boost Spread
Boost
Annual
2.5% Spread
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
42% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
6.5% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.1% Cap
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
155% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
77% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate
Point to Point
Annual
162% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
157% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
57% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14
Penalty 11% 10% 9% 9% 8% 7% 6% 5% 5% 3% 3% 1% 1% 1%

Hypothetical Projection

Comparison against S&P 500 using current rates
indexed chart
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Riders

Name Inbuilt Fee
Denali Bonus 14 with Lifetime Withdrawal Benefit Yes

Waivers

No Waivers for Denali Bonus 14 (CA Only) annuity.

Premium Notes

Minimum Premium 
  • $10,000 Qualified and Non-Qualified 
  • Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.
Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free withdrawalsEach year after the first policy year, you may withdraw up to 5% of your account value (as of the most recent policy anniversary). Free withdrawals will not be subject to withdrawal charges, market value adjustments or bonus recovery percentages, if applicable. 

Company Founded: 1935
Average Rated Company
SILAC Insurance Company
Company Ratings
4.7
  • A.M. Best B
  • Comdex 32
Assets: $10,393,472,750
Utah

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