Ameritas Income 10 Index Annuity
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Highlights
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9%9%8%7%6%5%4%3%2%1% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, and SIMPLE IRA |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.9%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7%
Cap
|
| 1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
8.65%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.3%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
7.35%
Cap
|
| 1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
8.95%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
7.35%
Cap
|
| 1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
7.8%
Cap
|
| 1-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Annual
|
155%
Participation
|
| 2-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 1-Year Fixed Account |
Fixed
|
4.25%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.6%
Cap
|
| 1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
9.9%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.5%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
8.15%
Cap
|
| 1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.1%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.2%
Cap
|
| 1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.4%
Cap
|
| 1-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
| 2-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Biennial
|
230%
Participation
|
| 1-Year Fixed Account |
Fixed
|
4.45%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.05%
Cap
|
| 1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.8%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.6%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
8.55%
Cap
|
| 1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.8%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.7%
Cap
|
| 1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
11.75%
Cap
|
| 1-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 2-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
| 1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.15%
Cap
|
| 1-Year S&P 500 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.9%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2.65%
Cap
|
| 1-Year Russell 2000 PTP Cap |
Point to Point
Annual
|
8.65%
Cap
|
| 1-Year Russell 2000 PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
10.9%
Cap
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
8.85%
Cap
|
| 1-Year MSCI EAFE PTP Monthly Average Cap |
Point to Point
Annual
Monthly average
|
12.5%
Cap
|
| 1-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Annual
|
180%
Participation
|
| 2-Year S&P 500 Sector Rotator Daily RC2 5% PTP Participation Rate |
Point to Point
Biennial
|
240%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Income Protector Rider | No | 1.00% annually (2.00% max) |
| Income Builder Rider | Yes | 1.00% annually (2.00% max) |
| Income Protector Plus Rider | No | 1.10% annually (2.00% max) |
| Income Builder Plus Rider | Yes | 1.10% annually (2.00% max) |