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SurePath 7

The SurePath 7 annuity is a solid choice for anyone seeking a secure future. This product offers steady growth with a 7-year guaranteed interest rate. It's like a stress-free savings account, perfect for a worry-free retirement!

What makes SurePath 7 stand out is the reliable lifetime income. This gives you peace of mind in your golden years. With its strong guarantees and potential for growth, SurePath 7 is a reliable partner on your retirement journey.

SurePath 7

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About Product

Type

Fixed Index

Purpose

Accumulation

Term

7 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, TSP, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

06/17/2019

SurePath Fixed Indexed Annuity offers clients both protection from market volatility and opportunity for growth.

The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3% Fixed
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	25% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	25% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	35% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	35% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Triennial	225% Participation
1-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Annual	165% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	7.5% Cap
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	25% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	7.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	25% Participation
1-Year J.P. Morgan AQUA PTP Cap	Point to Point Annual	10.5% Cap
2-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Biennial	195% Participation
3-Year Dimensional US Innovation PTP Participation Rate	Point to Point Triennial	170% Participation
2-Year Dimensional US Innovation PTP Participation Rate	Point to Point Biennial	150% Participation
1-Year Dimensional US Innovation PTP Participation Rate	Point to Point Annual	95% Participation
1-Year Dimensional US Innovation PTP Cap	Point to Point Annual	13.5% Cap
3-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Triennial	160% Participation
2-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Biennial	145% Participation
1-Year J.P. Morgan AQUA PTP Participation Rate	Point to Point Annual	90% Participation
1-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Annual	120% Participation
2-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Biennial	170% Participation
3-Year PGIM Quant US Multi-Asset Positioning PTP Participation Rate	Point to Point Triennial	210% Participation
1-Year Franklin Spotlight PTP Cap	Point to Point Annual	13.5% Cap
1-Year Franklin Spotlight PTP Participation Rate	Point to Point Annual	95% Participation
2-Year Franklin Spotlight PTP Participation Rate	Point to Point Biennial	150% Participation
3-Year Franklin Spotlight PTP Participation Rate	Point to Point Triennial	170% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	9%	8%	7%	6%	5%	4%

Riders

No Riders for SurePath 7 annuity.

Waivers

Death

The MVA and Surrender Charge do not apply to the Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

Premium Notes

Minimum premium payment

Initial: $25,000
Subsequent: Not Permitted

Issue ages

Minimum: None
Maximum: 85
Contracts may not be issued on or after the 86th birthday of the oldest of all owners and annuitants

Withdrawal Provisions

Free Withdrawals After the first contract year, clients may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or MVA

Company Founded: 1971

TOP Rated Company

Pruco Life Insurance Company

Company Ratings

4.7