Ratings:

A.M. Best A+
Fitch AA-
S&P AA-
Moody's Aa3
Comdex 94

James Alden

Experienced Financial Advisor

25 years

experience

3,712

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SurePath 7

Serving as another subsidiary of the global Prudential Financial, Inc., Pruco Life Insurance Company is a top-tier provider of insurance, retirement planning, and investment management products and services. The company was founded in 1971 to operate as a key constituent of Prudential’s life insurance and annuity business. With a mission to provide its clients with the growth and protection they require in retirement, the company has consistently maintained high credit scores throughout its years in the industry.

15 customer reviews

SurePath 7

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Ratings:

A.M. Best A+
Fitch AA-
S&P AA-
Moody's Aa3
Comdex 94

About Product

Type

Fixed Index

Purpose

Accumulation

Term

7 Years

Surrender schedule

9%9%8%7%6%5%4%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

No x

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, NQ Stretch, and TSP

Launch Date

06/17/2019

SurePath Fixed Indexed Annuity offers clients both protection from market volatility and opportunity for growth.

The Prudential SurePath annuity is a single premium deferred fixed indexed annuity.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.75% Fixed
3-Year MSCI EAFE PTP Cap	Point to Point Triennial	30% Cap
3-Year S&P 500 PTP Cap	Point to Point Triennial	30% Cap
3-Year S&P 500 PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year MSCI EAFE PTP Participation Rate	Point to Point Triennial	45% Participation
3-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Triennial	245% Participation
1-Year Goldman Sachs Voyager PTP Participation Rate	Point to Point Annual	185% Participation
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.5% Cap
1-Year MSCI EAFE PTP Participation Rate	Point to Point Annual	35% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	8.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	35% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	9%	8%	7%	6%	5%	4%

Riders

No Riders for SurePath 7 annuity.

Waivers

Death

The MVA and Surrender Charge do not apply to the Death Benefit.

Terminal Illness

Unavailable in states: CA

The MVA and Surrender Charge do not apply to a Withdrawal or Surrender taken as a Medically Related Surrender where the Owner (or Annuitant if your Prudential SurePath annuity is owned by an entity) is diagnosed with a terminal illness or confined to a Medical Care Facility for 90 consecutive days (subject to regulatory approval).

Premium Notes

The Goldman Sachs Voyager Index includes an annual 0.50% index fee, which accrues daily, meaning that a small portion of the fee is removed from the Index each day. The index fee is included in order to account for index rebalancing, maintenance and hedging, and transaction costs.

Note: TSP funds have to be rolled into an IRA.

Withdrawal Provisions

Free Withdrawals
After the first contract year, clients may withdraw up to 10% of the account value (based on the previous contract anniversary, after all index/interest credits are applied) without surrender charges or MVA

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