Synergy Choice Max 10 Rate & Reviews

Synergy Choice Max 10

When it comes to planning for retirement, there are many strategies to help you reach your goals. Synergy Choice Max from Aspida Life Insurance Company can be a valuable part of your retirement portfolio for a number of reasons.

Ownership Requirements
Owner must be the annuitant, except when a trust is the owner.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.85% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	11.75% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	22% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	47% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	60% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	14.75% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	29% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	57% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	75% Participation
1-Year GS Grand Prix PTP Participation Rate	Point to Point Annual	190% Participation
2-Year GS Grand Prix PTP Participation Rate	Point to Point Biennial	260% Participation
1-Year GS Grand Prix PTP Participation Rate	Point to Point Annual	240% Participation
2-Year GS Grand Prix PTP Participation Rate	Point to Point Biennial	330% Participation
1-Year Citi Aria PTP Participation Rate	Point to Point Annual	95% Participation
2-Year Citi Aria PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year Citi Aria PTP Participation Rate	Point to Point Annual	120% Participation
2-Year Citi Aria PTP Participation Rate	Point to Point Biennial	205% Participation
1-Year Fixed Account	Fixed	5.1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	12.5% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	23.25% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	65% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	15.5% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	30.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	60% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	80% Participation
1-Year GS Grand Prix PTP Participation Rate	Point to Point Annual	200% Participation
2-Year GS Grand Prix PTP Participation Rate	Point to Point Biennial	275% Participation
1-Year GS Grand Prix PTP Participation Rate	Point to Point Annual	250% Participation
2-Year GS Grand Prix PTP Participation Rate	Point to Point Biennial	350% Participation
1-Year Citi Aria PTP Participation Rate	Point to Point Annual	100% Participation
2-Year Citi Aria PTP Participation Rate	Point to Point Biennial	170% Participation
1-Year Citi Aria PTP Participation Rate	Point to Point Annual	125% Participation
2-Year Citi Aria PTP Participation Rate	Point to Point Biennial	212% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%