Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Synergy Choice Max 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

When it comes to planning for retirement, there are many strategies to help you reach your goals. Synergy Choice Max from Aspida Life Insurance Company can be a valuable part of your retirement portfolio for a number of reasons.

Ownership Requirements
Owner must be the annuitant, except when a trust is the owner.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.75% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
19.5% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
62% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
67% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
205% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
280% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
95% Participation
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
138% Participation
1-Year Fixed Account
Fixed
4.5% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.5% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
21% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
65% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
70% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
215% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
295% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
100% Participation
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
145% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%