WealthLock Accumulator 10 Rate & Reviews

WealthLock Accumulator 10

A single premium deferred fixed index annuity (FIA). WealthLock Accumulator offers principal protection with the opportunity to earn an attractive rate of return that is tied to an index’s performance, without the risks associated with direct investment in the market.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	140% Participation
1-Year Fixed Account	Fixed	3.1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	17.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	45% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	65% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	120% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	120% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	165% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	77% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	100% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	250% Participation
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	150% Participation
1-Year Fixed Account	Fixed	3.35% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10.25% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	18.5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	70% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	130% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	170% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	130% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	180% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	82% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	110% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	270% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%