WealthLock Accumulator 10 Rate & Reviews

WealthLock Accumulator 10

A single premium deferred fixed index annuity (FIA). WealthLock Accumulator offers principal protection with the opportunity to earn an attractive rate of return that is tied to an index’s performance, without the risks associated with direct investment in the market.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	210% Participation
1-Year Fixed Account	Fixed	4.85% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	11.75% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	22.25% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	47% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	60% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	190% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	260% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	180% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	250% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	120% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	165% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	380% Participation
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	220% Participation
1-Year Fixed Account	Fixed	5.1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	12.5% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	23.25% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	65% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	200% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	275% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	190% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	270% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	125% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	175% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	410% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%