Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
325%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
12.75%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.85%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.5%
Cap
|
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
280%
Participation
|
1-Year GS Global Factor PTP Participation Rate |
Point to Point
Annual
|
205%
Participation
|
1-Year GS Global Factor PTP Participation Rate |
Point to Point
Annual
|
270%
Participation
|
2-Year GS Global Factor PTP Participation Rate with Spread |
Point to Point
Biennial
|
300%
Participation
|
2-Year GS Global Factor PTP Participation Rate |
Point to Point
Biennial
|
350%
Participation
|
2-Year CIBC Balanced Asset 5 PTP Participation Rate |
Point to Point
Biennial
|
375%
Participation
|
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
215%
Participation
|
1-Year CIBC Balanced Asset 10 PTP Participation Rate |
Point to Point
Annual
|
105%
Participation
|
1-Year CIBC Balanced Asset 5 PTP Participation Rate |
Point to Point
Annual
|
285%
Participation
|
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Annual
|
200%
Participation
5.5%
Spread
|
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
320%
Participation
|
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Biennial
|
230%
Participation
5%
Spread
|
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Biennial
|
270%
Participation
5%
Spread
|
1-Year S&P 500 Index Gain Option with Declared Rate |
Performance Triggered
Annual
|
9.5%
Performance triggered
|
1-Year S&P 500 Index Gain Option with Declared Rate |
Performance Triggered
Annual
|
7.25%
Performance triggered
|
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 14% | 13% | 12% | 11% | 10% | 8% | 6% | 4% | 2% | 1% |
Name | Inbuilt | Fee |
---|---|---|
FG Accelerator Plus 10 EGMWB | Yes | 1.15% annually |
FG Accelerator 10 Plus GMWB (HI, IL) | Yes | 1.15% annually |