Accelerator Plus 10 Rate & Reviews

Accelerator Plus 10

The FG Accelerator Plus 10 is a flexible premium deferred annuity with a 10-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement.

Available in states: AL, AK, AZ, AR, CA, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.5% Fixed
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	325% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	12.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.85% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	280% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	205% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	270% Participation
2-Year GS Global Factor PTP Participation Rate with Spread	Point to Point Biennial	300% Participation
2-Year GS Global Factor PTP Participation Rate	Point to Point Biennial	350% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Biennial	375% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Annual	215% Participation
1-Year CIBC Balanced Asset 10 PTP Participation Rate	Point to Point Annual	105% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Annual	285% Participation
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Annual	200% Participation 5.5% Spread
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Biennial	320% Participation
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Biennial	230% Participation 5% Spread
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Biennial	270% Participation 5% Spread
1-Year S&P 500 Index Gain Option with Declared Rate	Performance Triggered Annual	9.5% Performance triggered
1-Year S&P 500 Index Gain Option with Declared Rate	Performance Triggered Annual	7.25% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	14%	13%	12%	11%	10%	8%	6%	4%	2%	1%

Riders

Name	Inbuilt	Fee
FG Accelerator Plus 10 EGMWB	Yes	1.15% annually
FG Accelerator 10 Plus GMWB (HI, IL)	Yes	1.15% annually