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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Athene Performance Elite 7 Plus

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Highlights

The Athene Performance Elite 7 Plus is a single premium fixed-indexed annuity with a 7-year surrender charge period and an MVA provision. The Athene Performance Elite 7 also pays a first-year premium bonus subject to a 7-year vesting schedule.

Three Strategy Presets available, which consist of automatic allocation and rebalancing between strategies based on a pre-determined investment strategy chose by policy holder.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Accumulation
Premium Bonus
6%
Term
7 Years
Surrender schedule
9%8.8%7.9%6.9%5.9%5%4%
Free withdrawal
10%
Market value adjustment
Return of premium
Launch date
06/11/2017
Minimum contribution
$10,000
Maximum contribution
$2,000,000
Max Age Qualified
83
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA
Brochure
Open brochure

Find out if the Athene Performance Elite 7 Plus is the right product for you.

$

Premium Notes

Minimum Premium: $10,000 Q/NQ.  (Single premium only) 

Withdrawal Provisions

Free Withdrawals 
The Free Withdrawal amount is calculated by applying the percentage shown (Y1+: 10%)  to the Accumulated Value as of the previous contract anniversary. 
Required Minimum Distributions (Year 1+) are also free withdrawals.

Enhanced Free Withdrawals
If no withdrawals are taken in a given year, up to 20% of the Accumulated Value is available for withdrawal in the next year.

Market Value Adjustment (MVA)
A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states.

Enhanced Annuitization
After the fifth contract year, you may elect to surrender your contract and apply the Accumulated Value to one of five settlement options. No Withdrawal Charges, Premium Bonus Vesting Adjustments or Market Value Adjustments will apply upon election of this feature, provided one of the Settlement Options is elected and annuity payments commence. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.9% Fixed
2-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Biennial
70% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
195% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
300% Participation
1-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Annual
65% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
127% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
220% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Annual
275% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate
Point to Point
Biennial
375% Participation
1-Year Nasdaq FC PTP Participation Rate
Point to Point
Annual
160% Participation
2-Year Nasdaq FC PTP Participation Rate
Point to Point
Biennial
245% Participation
1-Year AI Powered US Equity PTP Participation Rate
Point to Point
Annual
225% Participation
2-Year AI Powered US Equity PTP Participation Rate
Point to Point
Biennial
295% Participation
1-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Annual
87% Participation
2-Year S&P 500 DRC 8% TR PTP Participation Rate
Point to Point
Biennial
115% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
14% Cap
1-Year Fixed Account (CA Only)
Fixed
3% Fixed
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
195% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Annual
155% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
260% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
195% Participation
1-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Annual
155% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
260% Participation
2-Year UBS Innovative Balanced PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
125% Participation
1-Year S&P 500 FC PTP Participation Rate
Point to Point
Annual
100% Participation
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
170% Participation
2-Year S&P 500 FC PTP Participation Rate
Point to Point
Biennial
135% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 9% 8% 7% 6% 5% 4%

Riders

Name Inbuilt Fee
Athene Annual Liquidity Rider Charge Rate 7 years Yes 0.95% annually (0.00% after 7 years)

Waivers

Terminal Illness

Unavailable in states: CA

You can withdraw up to 100% of your annuity’s Accumulated Value if you’re diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. This waiver is available after your first Contract Anniversary. You may not be diagnosed during the first Contract Year.

Confinement

Unavailable in states: CA, and MA

After the first Contract Year, you can withdraw up to 100% of your annuity’s Accumulated Value if you’ve been confined to a Qualified Care facility for at least 60 consecutive days and meet the eligibility requirements. You cannot be confined at the time the contract is issued. Confinement period must begin at least one year after the contract date.

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