Athene Performance Elite 7 Plus

Minimum Premium: $10,000 Q/NQ.  (Single premium only) 

The Free Withdrawal amount is calculated by applying the percentage shown (Y1+: 10%)  to the Accumulated Value as of the previous contract anniversary. 
Required Minimum Distributions (Year 1+) are also free withdrawals.

Enhanced Free Withdrawals
If no withdrawals are taken in a given year, up to 20% of the Accumulated Value is available for withdrawal in the next year.

Market Value Adjustment (MVA)
A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states.

Enhanced Annuitization
After the fifth contract year, you may elect to surrender your contract and apply the Accumulated Value to one of five settlement options. No Withdrawal Charges, Premium Bonus Vesting Adjustments or Market Value Adjustments will apply upon election of this feature, provided one of the Settlement Options is elected and annuity payments commence.