MNL Endeavor 8 Rate & Reviews

MNL Endeavor 8

MNL Endeavor 8 is a deferred, flexible-premium, fixed index annuity. The value will grow at a rate based on the fixed or index account (or index accounts) you choose. Index accounts are tied to market performance, but they are not an actual investment in the stock market. In other words, you’ll get credit for some of the market’s growth in up times. In down times, when the market sees zero gains or actually loses value, your premium will never be at risk of decreasing due to those losses.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.95% Fixed
1-Year Fidelity Multifactor Yield 5% ER PTP Spread	Point to Point Annual	0.75% Spread
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate	Point to Point Biennial	215% Participation
1-Year S&P 500 PTP Daily Average Spread	Point to Point Annual Daily average	4% Spread
1-Year S&P 500 LV DRC 5% TR PTP Cap	Point to Point Annual	8.75% Cap
2-Year S&P 500 LV DRC 8% TR PTP Spread	Point to Point Biennial	2.05% Spread
2-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Biennial	195% Participation
1-Year Nasdaq-100 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.5% Cap
1-Year S&P 500 LV DRC 5% TR PTP Spread	Point to Point Annual	1% Spread
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	35% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.7% Cap
1-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Annual	135% Participation
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	8.75% Performance triggered
1-Year Fixed Account	Fixed	4.25% Fixed
1-Year Fidelity Multifactor Yield 5% ER PTP Spread	Point to Point Annual
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate	Point to Point Biennial	250% Participation
1-Year S&P 500 PTP Daily Average Spread	Point to Point Annual Daily average	3% Spread
1-Year S&P 500 LV DRC 5% TR PTP Cap	Point to Point Annual	10% Cap
2-Year S&P 500 LV DRC 8% TR PTP Spread	Point to Point Biennial	1.25% Spread
2-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Biennial	225% Participation
1-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Annual	150% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	40% Participation
1-Year S&P 500 LV DRC 5% TR PTP Spread	Point to Point Annual	0.5% Spread
1-Year Nasdaq-100 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.7% Cap
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	9.5% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8
Penalty	10%	10%	10%	10%	9%	8%	5%	3%