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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.25%
7-Year
6.00%
10-Year
5.80%

LiveWell Dynamic Annuity

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Highlights

The Live Well Dynamic Annuity Contract is a flexible premium deferred registered index and variable annuity that is designed to aid in long-term financial planning for retirement or other savings needs. It is available for purchase as a Non-Qualified Contract, as well as through Individual Retirement Accounts (“IRAs”), including Traditional IRAs and Roth IRAs.

For information about this product, please visit  http://SRSLiveWell.com 
Available in states: MO, NE, and VT
Type
Registered Index-Linked
Purpose Accumulation
Term
6 Years
Surrender schedule
8%7%6%5%4%3%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Flexible premium Product Life
Market value adjustment
Return of premium
Launch date
07/07/2022
Minimum contribution
$25,000
Maximum contribution
$2,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, and 1035 Exchange
Brochure
Open brochure

Find out if the LiveWell Dynamic Annuity is the right product for you.

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Premium Notes

Any person wishing to purchase a Contract must submit an application form and an initial premium payment of at least $25,000. The sale must take place through a representative who is licensed, registered and authorized to sell the Contract. The maximum Issue Age for the Contract is 85 years.

Minimum investment
$25,000; maximum investment is $2,000,000

Minimum additional premiums
$1,000 or $100 for premiums made through monthly electronic funds transfer (EFT) 

Withdrawal Provisions

Death benefit
Equal to the accumulation value at the time of proof of owner’s death is received.

Free withdrawal amount
Starting in year two, the free withdrawal amount is 10% of remaining premiums less than six years old at the beginning of the contract year, or RMD, if greater. Any remaining premiums six years old or older is also considered a free withdrawal and no penalties would apply. 

Allocation Accounts

Name Type Rates
1-Year S&P 500 PTP Cap with 10% Buffer
Point to Point
Annual
14% Cap
1-Year S&P 500 PTP Cap with -10% Floor
Point to Point
Annual
12.75% Cap
3-Year S&P 500 PTP Cap with -10% Floor
Point to Point
Triennial
32.5% Cap
3-Year S&P 500 PTP Cap with 10% Buffer
Point to Point
Triennial
100% Cap
6-Year S&P 500 PTP Cap with -10% Floor
Point to Point
6-Year
60% Cap
6-Year S&P 500 PTP Cap with 20% Buffer
Point to Point
6-Year
275% Cap
6-Year S&P 500 PTP Cap with 30% Buffer
Point to Point
6-Year
75% Cap

Surrender schedule

Year 1 2 3 4 5 6
Penalty 8% 7% 6% 5% 4% 3%

Riders

No Riders for LiveWell Dynamic Annuity annuity.

Waivers

No Waivers for LiveWell Dynamic Annuity annuity.

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