Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

MNL IncomeVantage Pro

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Key Takeaways

  • Companies are different
This single-premium, fixed index annuity with a built-in withdrawal benefit rider* is designed to provide you flexibility in retirement planning with a variety of benefits.
* Rider is included for no annual charge.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.45% Fixed
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.25% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
1-Year S&P 500 LV DRC 5% TR PTP Spread
Point to Point
Annual
3.75% Spread
2-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
140% Participation
2-Year Fidelity Multi Factor Yield 5% ER PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year Fidelity Multi Factor Yield 5% ER PTP Spread
Point to Point
Annual
1-Year BlackRock ESG US 5% ER PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation
1-Year S&P MARC 5% ER PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation
2-Year S&P MARC 5% ER PTP Enhanced Participation Rate
Point to Point
Biennial
270% Participation
2-Year Fidelity Multi Factor Yield 5% ER PTP Enhanced Participation Rate
Point to Point
Biennial
300% Participation
1-Year BlackRock ESG US 5% ER PTP Spread
Point to Point
Annual
2-Year S&P 500 LV DRC 8% TR PTP Spread
Point to Point
Biennial
3.75% Spread
2-Year BlackRock ESG US 5% ER PTP Participation Rate
Point to Point
Biennial
210% Participation
1-Year S&P 500 Inverse Performance Triggered
Inverse Perf Triggered
Annual
8.5% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 10% 10% 10% 10% 9% 8% 6% 4% 2%

Riders

Name Inbuilt Fee
IncomeVantage Pro WBR Yes
IncomeVantage Pro Increasing WBR Yes
IncomeVantage Pro WBR (CA) Yes
IncomeVantage Pro Increasing WBR(CA) Yes