LiveWell Dynamic 2.0 Annuity with Waiver of Surrender Charge
The LiveWell Dynamic 2.0 Annuity is a fantastic choice for your golden years. Its flexibility lets you plan your retirement income in a way that best suits your needs. The waiver of surrender charge is a great bonus, granting you free access to your funds whenever you need.
Rest assured, this annuity prioritizes your financial security, making it an excellent choice for a worry-free retirement journey. The user-friendly nature of the product adds to the overall appeal. Indeed, with the LiveWell Dynamic 2.0 Annuity, your retirement is in safe hands.
LiveWell Dynamic 2.0 Annuity with Waiver of Surrender Charge
About Product
The Waiver of Surrender Charge rider is inbuilt into this product
Please note: a separate version of this product is available in MO, NE, UT, and VT states.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Russell 2000 PTP Cap with 10% Buffer |
Point to Point
Annual
|
19.5%
Cap
|
| 6-Year Nasdaq-100 Max 30 PTP Participation Rate with 20% Buffer |
Point to Point
6-Year
|
105%
Participation
|
| 6-Year Nasdaq-100 Max 30 PTP Cap with 30% Buffer |
Point to Point
6-Year
|
|
| 6-Year MSCI EAFE PTP Participation Rate with 10% Buffer |
Point to Point
6-Year
|
110%
Participation
|
| 6-Year Nasdaq-100 Max 30 PTP Participation Rate with 10% Buffer |
Point to Point
6-Year
|
120%
Participation
|
| 1-Year Nasdaq-100 Max 30 PTP Cap with 30% Buffer |
Point to Point
Annual
|
11%
Cap
|
| 1-Year Nasdaq-100 Max 30 PTP Cap with 10% Buffer |
Point to Point
Annual
|
40%
Cap
|
| 6-Year S&P 500 PTP Participation Rate with 10% Buffer |
Point to Point
6-Year
|
110%
Participation
|
| 1-Year S&P 500 PTP Cap with 30% Buffer |
Point to Point
Annual
|
8.25%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
13%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
| 6-Year S&P 500 PTP Cap with 30% Buffer |
Point to Point
6-Year
|
65%
Cap
|
| 6-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
6-Year
|
150%
Cap
|
| 6-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
6-Year
|
55%
Cap
|
| 3-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Triennial
|
65%
Cap
|
| 3-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Triennial
|
25%
Cap
|
| 1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
11%
Cap
|
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Waiver of Surrender Charge rider | Yes | 0.30% annually |
Waivers
No Waivers for LiveWell Dynamic 2.0 Annuity with Waiver of Surrender Charge annuity.
Premium Notes
Minimum investment
$25,000; maximum investment is $2,000,000
Minimum additional premiums
$1,000 or $100 for premiums made through monthly electronic funds transfer (EFT)
Withdrawal Provisions
Death benefitEqual to the accumulation value at the time of proof of owner’s death is received. Return of Premium Death Benefit rider (0.20% annual charge)Available for issue ages 0-75. Greater of the accumulation value or return of premium (premiums paid, adjusted for withdrawals). Death benefit value is determined when proof of death is received, payment type is elected, and any other applicable forms are in good order. Free withdrawal amountStarting in year two, the free withdrawal amount is 10% of remaining premiums less than six years old at the beginning of the contract year, or RMD, if greater. Any remaining premiums six years old or older is also considered a free withdrawal and no penalties would apply. Waiver of Surrender Charge rider (0.30% annual charge)Creates a fully liquid contract. Withdrawals can be taken with no surrender charges
- A.M. Best A+
- Fitch A+
- S&P A+
- Comdex 89
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