LibertyMark Freedom 10 LT (Legacy Marketing Group)
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Highlights
With no built-in fee and strong earnings potential driven by a diverse selection of index options, LibertyMark Freedom fixed indexed annuities give clients the freedom to choose their earnings potential—and to upgrade it by buying higher caps and participation rates. The backing of a highly rated carrier, protection of an industry-leading minimum guarantee, and optional 30% death benefit bonus on the full Accumulation Value help to reassure clients.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
For more information about submitting New Business applications, please contact the Legacy Marketing Group sales desk directly at 800-395-1053, Ext 4002
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
For more information about submitting New Business applications, please contact the Legacy Marketing Group sales desk directly at 800-395-1053, Ext 4002
Available in states:
AK, CA, CT, DE, FL, ID, MN, MO, MT, NV, NH, NJ, OH, OK, OR, PA, SC, TX, UT, VA, and WA
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9.2%9.2%8.2%7.2%6.2%5.2%4.2%3.1%2.1%1% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, and Inherited IRA |
Brochure
|
Open brochure |
Find out if the LibertyMark Freedom 10 LT (Legacy Marketing Group) is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4.55%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
8.5%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
14.05%
Cap
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
108%
Participation
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
78%
Participation
|
| 1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Annual
|
186%
Participation
|
| 1-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Annual
|
255%
Participation
|
| 2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Biennial
|
353%
Participation
|
| 2-Year SG Columbia Adaptive Risk Allocation PTP Participation Rate |
Point to Point
Biennial
|
256%
Participation
|
| 1-Year SG Laser PTP Participation Rate |
Point to Point
Annual
|
182%
Participation
|
| 1-Year SG Laser PTP Participation Rate |
Point to Point
Annual
|
252%
Participation
|
| 2-Year SG Laser PTP Participation Rate |
Point to Point
Biennial
|
350%
Participation
|
| 2-Year SG Laser PTP Participation Rate |
Point to Point
Biennial
|
252%
Participation
|
| 1-Year S&P 500 IQ PTP Participation Rate |
Point to Point
Annual
|
106%
Participation
|
| 1-Year S&P 500 IQ PTP Participation Rate |
Point to Point
Annual
|
76%
Participation
|
| 1-Year S&P 500 IQ PTP Cap |
Point to Point
Annual
|
15.45%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Heritage Maximizer | No | 0.30% annually |
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