Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Ameritas (Legacy Marketing Group) FlexMark Select LT

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

FlexMark Select annuities are all about flexibility and choice. Clients can tailor their FlexMark Select annuity to fit their need for accumulation and/or retirement income strategies. They can choose a bonus or no-bonus product and upgrade from a no-cost GLWB income rider to a for-cost GLWB rider that offers a stronger “roll-up” rate, lifestyle and level payout options, and an optional income booster. Diverse interest crediting options, with the option to receive higher participation and/or cap rates for a fee, provide additional flexibility.

Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states: AK, CA, CT, DE, HI, ID, IN, MA, MN, MO, NV, NH, NJ, NM, OH, OK, OR, PA, SC, TX, UT, and WA

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
160% Participation
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
205% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
275% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
225% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
170% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
215% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
230% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
275% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
7.6% Cap
1-Year Russell 2000 PTP Cap
Point to Point
Annual
9.95% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.5% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
61% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
75% Participation
1-Year Fixed Account
Fixed
4.4% Fixed
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
210% Participation
1-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Annual
170% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
285% Participation
2-Year US Innovative Leaders 5 PTP Participation Rate
Point to Point
Biennial
230% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Annual
220% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
235% Participation
2-Year BNPP Momentum 5 PTP Participation Rate
Point to Point
Biennial
290% Participation
1-Year Russell 2000 PTP Cap
Point to Point
Annual
7.75% Cap
1-Year Russell 2000 PTP Cap
Point to Point
Annual
10.2% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.1% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.85% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
63% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
77% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Flexmark Basic Income Rider Yes
Flexmark MyFit Income Rider No 1.15% annually (2.00% max)
Flexmark MyFit Income Rider with Booster No 1.25% annually (2.00% max)
Flexmark MyFit Income Rider (Lifestyle Payout) No 1.15% annually (2.00% max)
Flexmark MyFit Income Rider with Booster (Lifestyle Payout) No 1.25% annually (2.00% max)