Best Guaranteed Annuity Rates

WealthLock MYGA

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Premium Type
Single Premium
Min age Qualified
Max age Qualified
Minimum Contribution
Maximum Contribution
Market value adjustment
Return of premium
Free withdrawal
1st year: -100%
2nd+ year: 10%
Launch date
Types of funds
Non-Qualified, IRA, IRA Rollover, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, Inherited IRA, and TSP
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The WealthLock MYGA is a fixed annuity that might be right for you if you value dependable growth through guaranteed interest and access to funds. Other benefits include tax deferral, guaranteed income options, and security for your loved ones.

Access to Your Funds
Having access to your funds can give you the peace-of-mind you need. You can withdraw up to 10% of your cash value each year free of charge – after the first year – to help cover the unexpected. You can also withdraw from your tax-qualified IRA any RMD required by the IRS after 30 days, even if it exceeds the free withdrawal amount.

Plan Types
May be issued as Non-Qualified or Traditional or Roth IRAs Accepts rollovers from qualified plans, 457 plans, IRAs, Simplified Employee Pension (SEP) plans, 403(b) plans, and SIMPLE IRAs.
Note: Inherited IRA would be rolled over into a New Traditional IRA. If you already have an IRA, you can roll over the inherited assets to another traditional IRA in your name or convert the assets to a Roth IRA. The simplest way to do that is through a direct, trustee-to-trustee transfer from one account to the other or between one IRA custodian and another.  
Leaving a Legacy
If the unexpected does occur, knowing where your money goes is important. Our WealthLock MYGA can give you the security you need in case something were to happen to you. It pays the full contract value directly to your beneficiaries without the delays and costs associated with probate, letting your family focus on the things that matter most.

Additional Benefits
Protecting you and your family is important. Our WealthLock MYGA gives you access to 100% of your contract value – after the first year – in the event you are confined to a nursing home or diagnosed with a terminal illness.

Find out if the WealthLock MYGA is the right product for you.

MYGA Interest Rates

Annual percentage yield (APY)
earned over the investment term
2 years 5.1%
3 years 5.35%
5 years 5.3%
7 years 5.35%


No Riders for WealthLock MYGA annuity.



If you are the owner/annuitant and die before the maturity date, your named beneficiaries will receive the full contract value, with no withdrawal charges or MVA applied.

Nursing Home

You can withdraw up to 100% of your annuity’s contract value if you are confined to an eligible Nursing Home. This benefit is available if you are confined for at least 90 consecutive days any time after the your first Contract Anniversary and meet eligibility requirements. No Withdrawal Charge or MVA will be applied if you qualify for this benefit. To receive the Nursing Home Waiver, you cannot be confined on the Contract Effective Date. The nursing home waiver does not include home health care.

Terminal Illness

You can withdraw up to 100% of your annuity’s contract value if you are diagnosed with a terminal illness that is expected to result in death within one year and meet eligibility requirements. No Withdrawal Charge or MVA will be applied if you qualify for this benefit. This waiver is available after your first Contract Anniversary and the initial diagnosis of terminal illness must be made after the Contract Effective Date.

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