Structured Capital Strategies Plus 21 Series ADV
The Structured Capital Strategies Plus 21 Series ADV is an ideal annuity product for a worry-free retirement. With its striking balance between growth and risk management, it promises a secure yet lucrative future.
With this product, you can customize your investment strategy making it a great fit for retirement planning. Its downside protection should give retirees and pre-retirees an extra peace of mind too.
Structured Capital Strategies Plus 21 Series ADV
About Product
Allocation Accounts
Name | Type | Rates |
---|---|---|
6-Year S&P 500 Loss Limiter 95 Cap 10% Buffer |
Loss Limiter 95
6-Year
|
90%
Cap
|
1-Year S&P 500 Loss Limiter 90 Cap 10% Buffer |
Loss Limiter 90
Annual
|
10.5%
Cap
|
1-Year Nasdaq-100 Dual Step Up Segment 15% Buffer |
Dual Step Up
Annual
|
8.5%
Performance triggered
|
1-Year Nasdaq-100 Dual Step Up Segment 10% Buffer |
Dual Step Up
Annual
|
10.5%
Performance triggered
|
1-Year MSCI EAFE Dual Step Up Segment 15% Buffer |
Dual Step Up
Annual
|
7%
Performance triggered
|
1-Year MSCI EAFE Dual Step Up Segment 10% Buffer |
Dual Step Up
Annual
|
8%
Performance triggered
|
1-Year Russell 2000 Dual Step Up Segment 15% Buffer |
Dual Step Up
Annual
|
9%
Performance triggered
|
1-Year Russell 2000 Dual Step Up Segment 10% Buffer |
Dual Step Up
Annual
|
11%
Performance triggered
|
1-Year S&P 500 Dual Step Up Segment 15% Buffer |
Dual Step Up
Annual
|
7.5%
Performance triggered
|
1-Year S&P 500 Dual Step Up Segment 10% Buffer |
Dual Step Up
Annual
|
8.5%
Performance triggered
|
6-Year Russell 2000 Dual Direction Cap 10% Buffer |
Dual Directional
6-Year
|
300%
Cap
|
1-Year S&P 500 Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
12.5%
Cap
|
1-Year Nasdaq-100 Dual Direction Cap 15% Buffer |
Dual Directional
Annual
|
12%
Cap
|
1-Year Nasdaq-100 Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
16.5%
Cap
|
1-Year MSCI EAFE Dual Direction Cap 15% Buffer |
Dual Directional
Annual
|
9.5%
Cap
|
1-Year MSCI EAFE Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
17%
Cap
|
1-Year Russell 2000 Dual Direction Cap 15% Buffer |
Dual Directional
Annual
|
13%
Cap
|
1-Year S&P 500 Dual Direction Cap 15% Buffer |
Dual Directional
Annual
|
9%
Cap
|
1-Year Russell 2000 Dual Direction Cap 10% Buffer |
Dual Directional
Annual
|
19.5%
Cap
|
6-Year Russell 2000 Dual Direction Cap 15% Buffer |
Dual Directional
6-Year
|
200%
Cap
|
6-Year Russell 2000 Dual Direction Cap 20% Buffer |
Dual Directional
6-Year
|
140%
Cap
|
6-Year MSCI EAFE Dual Direction Cap 10% Buffer |
Dual Directional
6-Year
|
800%
Cap
|
6-Year MSCI EAFE Dual Direction Cap 15% Buffer |
Dual Directional
6-Year
|
600%
Cap
|
6-Year MSCI EAFE Dual Direction Cap 20% Buffer |
Dual Directional
6-Year
|
400%
Cap
|
6-Year Nasdaq-100 Dual Direction Cap 10% Buffer |
Dual Directional
6-Year
|
180%
Cap
|
6-Year Nasdaq-100 Dual Direction Cap 15% Buffer |
Dual Directional
6-Year
|
140%
Cap
|
6-Year Nasdaq-100 Dual Direction Cap 20% Buffer |
Dual Directional
6-Year
|
100%
Cap
|
6-Year S&P 500 Dual Direction Cap 20% Buffer |
Dual Directional
6-Year
|
250%
Cap
|
6-Year S&P 500 Dual Direction Cap 15% Buffer |
Dual Directional
6-Year
|
550%
Cap
|
6-Year S&P 500 Dual Direction Cap 10% Buffer |
Dual Directional
6-Year
|
800%
Cap
|
6-Year Russell 2000 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
19.5%
Cap
|
6-Year S&P 500 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
15%
Cap
|
6-Year Nasdaq-100 Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
19.5%
Cap
|
6-Year MSCI EAFE Annual Lock Cap 10% Buffer |
Annual Lock
6-Year
|
25%
Cap
|
1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
6-Year Nasdaq-100 PTP Cap 10% Buffer |
Point to Point
6-Year
|
225%
Cap
|
1-Year MSCI Emerging Markets PTP Cap 15% Buffer |
Point to Point
Annual
|
20%
Cap
|
1-Year EURO STOXX 50 PTP Cap 15% Buffer |
Point to Point
Annual
|
55%
Cap
|
6-Year S&P 500 PTP Cap 40% Buffer |
Point to Point
6-Year
|
200%
Cap
|
6-Year Russell 2000 PTP Cap 40% Buffer |
Point to Point
6-Year
|
125%
Cap
|
6-Year MSCI EAFE PTP Cap 10% Buffer Uncapped |
Point to Point
6-Year
|
|
6-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
6-Year
|
350%
Cap
|
6-Year S&P 500 PTP Cap 10% Buffer Uncapped |
Point to Point
6-Year
|
|
6-Year MSCI EAFE PTP Cap 40% Buffer |
Point to Point
6-Year
|
350%
Cap
|
6-Year Nasdaq-100 PTP Cap 20% Buffer |
Point to Point
6-Year
|
140%
Cap
|
1-Year Nasdaq-100 PTP Cap 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
6-Year Nasdaq-100 PTP Cap 40% Buffer |
Point to Point
6-Year
|
90%
Cap
|
1-Year Russell 2000 PTP Cap 10% Buffer |
Point to Point
Annual
|
24.5%
Cap
|
1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
30%
Cap
|
6-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 15% Buffer |
Point to Point
6-Year
|
125%
Participation
100%
Cap
|
6-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 10% Buffer |
Point to Point
6-Year
|
125%
Participation
110%
Cap
|
6-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap 15% Buffer |
Point to Point
6-Year
|
110%
Participation
190%
Cap
|
6-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap 10% Buffer |
Point to Point
6-Year
|
110%
Participation
275%
Cap
|
1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
13%
Cap
|
1-Year EURO STOXX 50 PTP Cap 10% Buffer |
Point to Point
Annual
|
123.5%
Cap
|
1-Year MSCI Emerging Markets PTP Cap 10% Buffer |
Point to Point
Annual
|
30%
Cap
|
6-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
6-Year
|
800%
Cap
|
6-Year MSCI EAFE PTP Cap 20% Buffer |
Point to Point
6-Year
|
700%
Cap
|
1-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Annual
|
11%
Cap
|
1-Year S&P 500 PTP Cap 40% Buffer |
Point to Point
Annual
|
8.5%
Cap
|
6-Year Russell 2000 PTP Cap 20% Buffer |
Point to Point
6-Year
|
155%
Cap
|
6-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
6-Year
|
600%
Cap
|
1-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap 10% Buffer |
Point to Point
Annual
|
125%
Participation
13.5%
Cap
|
1-Year Russell 2000 PTP Cap 15% Buffer |
Point to Point
Annual
|
19%
Cap
|
1-Year Russell 2000 PTP Cap 20% Buffer |
Point to Point
Annual
|
16%
Cap
|
1-Year Russell 2000 PTP Cap 40% Buffer |
Point to Point
Annual
|
11.5%
Cap
|
6-Year Nasdaq-100 PTP Cap 15% Buffer |
Point to Point
6-Year
|
180%
Cap
|
1-Year MSCI EAFE PTP Cap 15% Buffer |
Point to Point
Annual
|
17%
Cap
|
1-Year MSCI EAFE PTP Cap 20% Buffer |
Point to Point
Annual
|
14%
Cap
|
1-Year MSCI EAFE PTP Cap 40% Buffer |
Point to Point
Annual
|
10%
Cap
|
6-Year MSCI EAFE PTP Cap 15% Buffer |
Point to Point
6-Year
|
900%
Cap
|
6-Year Russell 2000 PTP Cap 15% Buffer |
Point to Point
6-Year
|
215%
Cap
|
1-Year Nasdaq-100 PTP Cap 15% Buffer |
Point to Point
Annual
|
16%
Cap
|
1-Year Nasdaq-100 PTP Cap 20% Buffer |
Point to Point
Annual
|
14%
Cap
|
1-Year Nasdaq-100 PTP Cap 40% Buffer |
Point to Point
Annual
|
10%
Cap
|
1-Year Russell 2000 Step Up Segment 15% Buffer |
Performance Triggered
Annual
|
12.5%
Performance triggered
|
1-Year MSCI EAFE Step Up Segment 15% Buffer |
Performance Triggered
Annual
|
9.5%
Performance triggered
|
6-Year S&P 500 Step Up Segment 10% Buffer |
Performance Triggered
6-Year
|
60%
Performance triggered
|
1-Year S&P 500 Step Up Segment 15% Buffer |
Performance Triggered
Annual
|
9.5%
Performance triggered
|
1-Year Nasdaq-100 Step Up Segment 10% Buffer |
Performance Triggered
Annual
|
13.5%
Performance triggered
|
1-Year MSCI EAFE Step Up Segment 10% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
1-Year Russell 2000 Step Up Segment 10% Buffer |
Performance Triggered
Annual
|
14.5%
Performance triggered
|
1-Year S&P 500 Step Up Segment 10% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
1-Year Nasdaq-100 Step Up Segment 15% Buffer |
Performance Triggered
Annual
|
12%
Performance triggered
|
Riders
Name | Inbuilt | Fee |
---|---|---|
Return of Premium Death Benefit | No | 0.20% annually |
Waivers
No Waivers for Structured Capital Strategies Plus 21 Series ADV annuity.
Premium Notes
- 0–85 for Nonqualified, Roth IRA, Traditional IRA, Inherited IRA, NQ and SEP IRA Funds.
- Ages 20–75 for Qualified Plans.
Initial minimum contribution
- $25,000
- Nonqualified Funds & Qualified Plans: $500
- Roth IRA & Traditional IRA: $50
No additional contributions after the date on which the older of the original Owner(s) and Annuitant(s) reaches age 86 or, if later, the first contract date anniversary.
There is no minimum requirement for transfers into a Segment or for contributions/ transfers to a Segment Type Holding Account.
Maximum contribution
- $1.5 million
Withdrawal Provisions
Withdrawals from a Segment Withdrawals prior to the Segment Maturity Date reduce the Segment Investment on a pro rata basis by the same proportion that the Segment Interim Value is reduced on the date of the withdrawal. Systematic Withdrawal ProgramStandard systematic withdrawal service program to allow specified percentage or dollar amount withdrawals. Frequency: withdrawals may be taken monthly, quarterly or annually. Withdrawal ChargeNone.
- A.M. Best A
- S&P A+
- Moody's A1
- Comdex 82