MEGA Choice 2

The MEGA Choice 2 is a marvelous annuity option for long-term retirement planning. Not only is it flexible and allows for multiple premiums, but it also gives the owner control of the annuity contract until transferred. More deposits are accepted, giving you room to adjust your investment as life shifts.

Your money is safe, with a minimum guaranteed interest rate ensuring your retirement pot is steadily growing. Plus, access to free withdrawals after the first anniversary, or in case of an annuitant's death, offers peace of mind. With MEGA Choice 2, you're truly in control of your retirement.

MEGA Choice 2

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About Product

Premium Type

Flexible Premium

Fee withdrawal:

100% (From Year 2)

Market Value Adjustment

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, KEOGH, IRA-Roth, SIMPLE IRA, and 1035 Exchange

Launch Date

09/18/2023

Traditional Fixed Annuity Interest Rates

Surrender Years	First Year Yield	Term Guaranteed Yield	Term Current Yield
2	5%	4%	5%

MEGA Choice 2 is a Flexible Premium Deferred Annuity.
A fixed annuity is a contract whereby for the premium or multiple premiums received, ISDA agrees to pay the Owner income from this annuity at a later date. Annuities are meant to provide funds for retirement and are considered to be long term.
Note: If an Owner other than the annuitant purchases the annuity, that Owner shall have control of the annuity contract issued until ownership is transferred to the annuitant.

Minimum Deposit
$10,000 – Maximum $1,000,000 (Q/NQ)
Additional deposits are accepted through the life of the policy with decreasing surrender charges.

Issue Age
0-95

Free Withdrawals

Interest W/D After 30 Days
10% of cash value at 1st anniversary (contractual)
RMD for qualified plans
Death of annuitant
Annuitization
Additional deposits do not reset penalty period

Death Benefit
The death benefit payable at the death of the Annuitant shall be the contract cash value as of the date of death. The contract cash value is (1) the sum of premiums paid plus (2) interest credits plus (3) any dividends added less (4) any withdrawals.