Liquid 2

The 'Liquid 2' annuity from ISDA Financial Life is robust and reassures with its long-term benefits. Offering a minimum guaranteed interest rate of 2.80%, it's an excellent vehicle for retirement funds. The great feature is the flexibility to make additional deposits throughout the life of the policy.

It's comforting to know that you can make withdrawals after the first year with decreasing surrender charges. It also offers a decent death benefit, ensuring financial security for your loved ones. With no fees or hidden charges, the 'Liquid 2' is a promising and secure choice for retirees planning for the future.

Liquid 2

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About Product

Premium Type

Flexible Premium

Fee withdrawal:

15% (From Year 2)

Market Value Adjustment

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$500,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, KEOGH, IRA-Roth, SIMPLE IRA, and 1035 Exchange

Traditional Fixed Annuity Interest Rates

Surrender Years	First Year Yield	Term Guaranteed Yield	Term Current Yield
2	4%	3.5%	4%

Liquid 2 is a Flexible Premium Deferred Annuity.
A fixed annuity is a contract whereby for the premium or multiple premiums received, ISDA agrees to pay the Owner income from this annuity at a later date. Annuities are meant to provide funds for retirement and are considered to be long term.
Note: If an Owner other than the annuitant purchases the annuity, that Owner shall have control of the annuity contract issued until ownership is transferred to the annuitant.

Minimum Deposit
$5,000 – Maximum $500,000 (Q/NQ)
Additional deposits are accepted through the life of the policy with decreasing surrender charges.

Issue Age
0-95

Free Withdrawals

Interest W/D After 30 Days
10% of cash value at 1st anniversary (contractual)
plus 5% of cash value at 1st anniversary (fraternal benefit)
RMD for qualified plans
Death of annuitant
Annuitization – 2 year minimum
Additional deposits do not reset penalty

Death Benefit
The death benefit payable at the death of the Annuitant shall be the contract cash value as of the date of death. The contract cash value is (1) the sum of premiums paid plus (2) interest credits plus (3) any dividends added less (4) any withdrawals.