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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Silver 2

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Learn how an annuity can provide guaranteed income for life.

Highlights

Premium Type
Flexible Premium
Max age Qualified
95
Minimum Contribution
$5,000
Maximum Contribution
$500,000
Market value adjustment
Return of premium
Free withdrawal
1st year: 0%
2nd+ year: 15%
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, KEOGH, IRA-Roth, SIMPLE IRA, and 1035 Exchange
Brochure
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Silver 2 is a Flexible Premium Deferred Annuity.
A fixed annuity is a contract whereby for the premium or multiple premiums received, ISDA agrees to pay the Owner income from this annuity at a later date. Annuities are meant to provide funds for retirement and are considered to be long term.
Note: If an Owner other than the annuitant purchases the annuity, that Owner shall have control of the annuity contract issued until ownership is transferred to the annuitant.

Minimum Deposit
$5,000 – Maximum $500,000  (Q/NQ)
Additional deposits are accepted through the life of the policy with decreasing surrender charges.
 
Issue Age
0-95

Free Withdrawals
  • Interest W/D After 30 Days
  • 10% of cash value at 1st anniversary (contractual)
  • plus 5% of cash value at 1st anniversary (fraternal benefit)
  • RMD for qualified plans
  • Death of annuitant
  • Annuitization – 2 year minimum
  • Additional deposits do not reset penalty
Death Benefit
The death benefit payable at the death of the Annuitant shall be the contract cash value as of the date of death. The contract cash value is (1) the sum of premiums paid plus (2) interest credits plus (3) any dividends added less (4) any withdrawals. 

Find out if the Silver 2 is the right product for you.

$

Traditional Fixed Annuity Interest Rates

Surrender Years First Year Yield Term Guaranteed Yield Term Current Yield
2 4.25% 3.63% 4.25%

Riders

No Riders for Silver 2 annuity.

Waivers

Death

Free Withdrawals Without ISDA Surrender Charges: Death of annuitant

Nursing Home

Annuity withdrawal charges will be waived for: Annuity withdrawals for nursing home expenses for the annuitant if we have been provided with proof that the annuitant is confined to a licensed skilled nursing facility, and that the annuitant has been confined for a continuous period of 90 days or more. Proof shall consist of itemized statements or receipts for medical expenses incurred during the annuitant’s confinement in a licensed medical care facility.

Annuitization

Free Withdrawals Without ISDA Surrender Charges: Annuitization – 2 year minimum

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