SecureOption Vision (CA Only)

The SecureOption Vision is a fixed deferred annuity designed to offer secure and guaranteed returns on your investment. With competitive rates, attractive guarantee periods, and flexible liquidity features, this product is ideal for those planning for retirement. Furthermore, the strength and favourable ratings of Securian Financial means you can rest assured your finances are in safe hands.

This annuity product features guaranteed interest throughout the guarantee period and 10% free annual withdrawals after the first year. Another great feature is the automatic renewal to one-year periods, with no surrender charge or any Market Value Adjustment. Moreover, it also accommodates Required Minimum Distributions without any additional charges, making it a great choice for your retirement planning.

SecureOption Vision (CA Only)

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About Product

Premium Type

Single Premium

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, IRA-Roth, 1035 Exchange, Inherited IRA, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

10/26/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
3 years	3.85%
5 years	4.05%
7 years	4.4%
9 years	4.75%

SecureOption Vision is a single payment, fixed deferred annuity.
Guaranteed returns
One of the primary reasons to choose a fixed deferred annuity is the guaranteed interest throughout the term of the annuity. Fixed deferred annuities have no exposure to stock market risk. This means your money can grow every year, without the fear of market loss.
Length of term
When you decide to purchase an annuity, you can select from a range of guarantee periods. This is important because it dictates the number of years your interest rate is guaranteed.

Purchase Payments

Minimum: $25,000
Maximum: $2 million without prior company approval
Additional Purchase Payments: Not permitted

Initial Guarantee

3-, 5-, 7- or 9-year
Initial interest rate applies until the end of the initial guarantee period.

Withdrawal Minimum

$250

Free Withdrawal (Amount not subject to Surrender Charge)

10% of prior contract anniversary value available in first contract year in CA
RMD amount, if greater (all years)

Waiver of Surrender Charge

After the first contract anniversary for the following qualifying events:
- Hospital, medical care stay (confinement of at least 90 days)
- Terminal condition (life expectancy of 12 months or less)
Annuitization (waiver does not apply to MVA)
Death

Death Benefit
Greater of:

Contract value, or
Guaranteed Minimum Surrender Value

Annuity Income Options
After the first contract anniversary, the annuity contract can be turned into a guaranteed stream of income. The contract value (adjusted by any applicable MVA1 ), may be applied to a variety of lifetime income payment options.
Options include (additional options may be available at time of annuitization):