Bonus Flexible Annuity

The Bonus Flexible Annuity by United of Omaha is a fantastic, tax-deferred retirement savings option. This product shines for its flexible premium deferred annuity, enabling you to tailor contributions or withdrawals that suit your needs. The bonus? It’s backed by United of Omaha, providing that extra peace of mind for your golden years.

'Bonus' and 'Flexible' are not just buzz words. Additional interest rate opportunities, flexible contribution and income options are just a few of its impressive features. An initial deposit as low as $5,000 can get you started, or you can roll over your IRA to simplify your financial planning. The Bonus Flexible Annuity delivers variety, access to your money when needed, and the confidence that your investment is in secure hands.

Bonus Flexible Annuity

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About Product

Premium Type

Flexible Premium

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, and 1035 Exchange

Launch Date

03/18/2011

Traditional Fixed Annuity Interest Rates

Surrender Years	First Year Yield	Term Guaranteed Yield	Term Current Yield
8	5.1%	0.68%	4.23%

The Bonus Flexible Annuity provides tax-deferred growth and access to your money when you need it. It also allows for flexible contributions and has a variety of payout options.
‘Bonus’ and ‘ Flexible’ are the Key Words The key benefits of a Bonus Flex Annuity are the additional interest rate opportunities and the flexible options you have to make contributions and withdrawals.
Bonus interest rate opportunities:

An additional one percent interest rate is credited to purchase payments received during the first 12 months
An additional 0.15 percent interest rate will be credited to accumulation values equal to or over $50,000

Flexible contribution options – An initial deposit of $5,000 or a $1,200 annual commitment is required to open a Bonus Flexible Annuity contract. You can also roll over IRA and Simplified Employee Pension plans to open a Bonus Flexible Annuity contract. After your initial deposit, you can make additional contributions either monthly, quarterly, semiannually or annually – whatever works best for your needs.
If additional contributions are made, a $1,200 minimum is required each year.

Systematic income options – When you’re ready to begin receiving payments from your Bonus Flexible Annuity, you can choose if you want to receive payments monthly, quarterly, semiannually or annually. You can also customize the amount of income payments you receive in amounts as low as $100.

Variety of payout options – You also have the flexibility to determine how you want to receive payments from your Bonus Flexible Annuity contract:

Specified amount
Specified period
Lifetime income
Lump sum
Alternative schedule (may be available upon request)

Access to your money when you need it
We understand that life happens and situations arise where you may need access to your money. Rest assured that a Bonus Flexible Annuity contract gives you immediate access to your money, with no withdrawal charges, for the following situations:

You can withdraw 10 percent of your accumulated account value each year without a withdrawal charge or interest adjustment
Annuitization after the second contract year if applied to a payment option (no surrender charge and you can turn the annuity into a lifetime income stream without a penalty)