FlexGuard
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
Highlights
FlexGuard indexed variable annuity offers you a choice of levels of downside protection and the opportunity to capitalize on market growth. It also offers the opportunity to select from various index crediting strategies and variable subaccounts that determine how your money may grow, as well as how long you want to invest.
Flexible premium deferred index-linked and variable annuity.
Flexible premium deferred index-linked and variable annuity.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
6 Years |
|
Surrender schedule
|
7%7%6%5%4%3% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, Profit Sharing, IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, 457 plan, 1035 Exchange, Inherited IRA, NQ Stretch, and TSP |
Brochure
|
Open brochure |
Find out if the FlexGuard is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 6-Year S&P 500 Dual Directional Cap 10% Buffer Uncapped |
Dual Directional
6-Year
|
|
| 6-Year S&P 500 Dual Directional Cap 15% Buffer |
Dual Directional
6-Year
|
290%
Cap
|
| 6-Year S&P 500 Dual Directional Cap 20% Buffer |
Dual Directional
6-Year
|
140%
Cap
|
| 1-Year S&P 500 Dual Directional Cap 15% Buffer |
Dual Directional
Annual
|
8.5%
Cap
|
| 1-Year S&P 500 Dual Directional Cap 10% Buffer |
Dual Directional
Annual
|
11.75%
Cap
|
| 6-Year Dimensional International Equity Focus Tiered Participation Rate (20% tier) with 5% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year iShares Russell 2000 ETF Tiered Participation Rate (20% tier) with 5% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year AB 500 Plus Tiered Participation Rate (5% tier) with 5% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year AB 500 Plus Tiered Participation Rate (10% tier) with 10% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year MSCI EAFE Tiered Participation Rate (20% tier) with 5% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year S&P 500 Tiered Participation Rate (5% tier) with 5% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year Dimensional International Equity Focus Tiered Participation Rate (20% tier) with 10% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year S&P 500 Tiered Participation Rate (10% tier) with 10% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 6-Year MSCI EAFE Tiered Participation Rate (20% tier) with 10% Buffer |
Tiered Participation Rate
6-Year
|
100%
Participation
|
| 1-Year S&P 500 PTP Cap 30% Buffer |
Point to Point
Annual
|
9%
Cap
|
| 6-Year Dimensional International Equity Focus PTP Cap 30% Buffer |
Point to Point
6-Year
|
95%
Cap
|
| 1-Year MSCI EAFE PTP Cap 30% Buffer |
Point to Point
Annual
|
9%
Cap
|
| 6-Year Dimensional International Equity Focus PTP Cap 20% Buffer |
Point to Point
6-Year
|
290%
Cap
|
| 1-Year Invesco QQQ ETF PTP Cap 30% Buffer |
Point to Point
Annual
|
9%
Cap
|
| 1-Year iShares Russell 2000 ETF PTP Cap 30% Buffer |
Point to Point
Annual
|
9%
Cap
|
| 6-Year S&P 500 PTP Cap 30% Buffer |
Point to Point
6-Year
|
90%
Cap
|
| 6-Year MSCI EAFE PTP Cap 30% Buffer |
Point to Point
6-Year
|
110%
Cap
|
| 6-Year AB 500 Plus PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 3-Year AB 500 Plus PTP Cap 10% Buffer Uncapped |
Point to Point
Triennial
|
|
| 3-Year AB 500 Plus PTP Cap 20% Buffer |
Point to Point
Triennial
|
125%
Cap
|
| 6-Year iShares Russell 2000 ETF PTP Cap 30% Buffer |
Point to Point
6-Year
|
95%
Cap
|
| 6-Year AB 500 Plus PTP Cap 30% Buffer |
Point to Point
6-Year
|
95%
Cap
|
| 3-Year iShares Russell 2000 ETF PTP Cap 20% Buffer |
Point to Point
Triennial
|
95%
Cap
|
| 1-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
| 1-Year MSCI EAFE PTP Cap 10% Buffer |
Point to Point
Annual
|
17%
Cap
|
| 1-Year S&P 500 PTP Cap 100% Buffer |
Point to Point
Annual
|
6%
Cap
|
| 3-Year S&P 500 PTP Cap 10% Buffer |
Point to Point
Triennial
|
150%
Cap
|
| 3-Year MSCI EAFE PTP Cap 10% Buffer Uncapped |
Point to Point
Triennial
|
|
| 3-Year S&P 500 PTP Cap 20% Buffer |
Point to Point
Triennial
|
120%
Cap
|
| 3-Year MSCI EAFE PTP Cap 20% Buffer |
Point to Point
Triennial
|
90%
Cap
|
| 6-Year S&P 500 PTP Cap 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 6-Year MSCI EAFE PTP Cap 20% Buffer |
Point to Point
6-Year
|
300%
Cap
|
| 1-Year S&P 500 PTP Cap 15% Buffer |
Point to Point
Annual
|
12.75%
Cap
|
| 1-Year MSCI EAFE PTP Cap 15% Buffer |
Point to Point
Annual
|
11.5%
Cap
|
| 1-Year iShares Russell 2000 ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
| 1-Year Invesco QQQ ETF PTP Cap 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
| 1-Year iShares Russell 2000 ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
14%
Cap
|
| 1-Year Invesco QQQ ETF PTP Cap 15% Buffer |
Point to Point
Annual
|
14%
Cap
|
| 3-Year iShares Russell 2000 ETF PTP Cap 10% Buffer |
Point to Point
Triennial
|
100%
Cap
|
| 6-Year iShares Russell 2000 ETF PTP Cap 20% Buffer |
Point to Point
6-Year
|
125%
Cap
|
| 1-Year MSCI EAFE Step Rate Plus 5% Buffer |
Performance Triggered
Annual
|
70%
Participation
8.75%
Performance triggered
|
| 1-Year S&P 500 Step Rate Plus 5% Buffer |
Performance Triggered
Annual
|
70%
Participation
8.75%
Performance triggered
|
| 1-Year S&P 500 Step Rate Plus 10% Buffer |
Performance Triggered
Annual
|
70%
Participation
8.5%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 7% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for FlexGuard annuity.
Ready to Protect Your Financial Future?
Request a free quote or talk to our financial expert to get help