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Denali 14 (CA Only)

The Denali 14 annuity is like a financial safety net for retirement. It guarantees a steady, reliable income for your golden years, ensuring a worry-free retirement. Plus, it's dependable - your money grows tax-deferred!

Exclusively for CA residents, this annuity offers a clear benefit: consistent income that's shielded from market volatility. It simplifies estate planning too! Your peace of mind is their priority.

Denali 14 (CA Only)

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Your State

Investment

Your Gender

Your Age

Retire At

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About Product

Type

Fixed Index

Purpose

Lifetime Income

Term

14 Years

Surrender schedule

11%

10.3%

9.2%

8.9%

7.8%

6.7%

6.25%

4.5%

3.3%

2.7%

1.3%

0.7%

0.5%

Fee withdrawal:

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP

Launch Date

06/08/2020

SILAC Denali Series takes you on a new retirement journey. It provides guarantees where you need guarantees and flexibility where you need flexibility.

Available in states: CA

Allocation Accounts

Name	Type	Rates
1-Year Barclays Atlas 5 PTP Boost Spread	Boost Annual	3.75% Spread
1-Year S&P 500 RavenPack AI PTP Boost Spread	Boost Annual	4.25% Spread
1-Year Nasdaq Generations 5 PTP Boost Spread	Boost Annual	4% Spread
1-Year Fixed Account	Fixed	4% Fixed
1-Year S&P 500 PTP Monthly Average Participation Rate	Point to Point Annual Monthly average	100% Participation
1-Year Barclays Atlas 5 PTP Participation Rate	Point to Point Annual	195% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	2.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	8.75% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	55% Participation
1-Year S&P 500 RavenPack AI PTP Participation Rate	Point to Point Annual	205% Participation
1-Year Nasdaq Generations 5 PTP Participation Rate	Point to Point Annual	200% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate	Point to Point Annual	75% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Penalty	11%	10%	9%	9%	8%	7%	6%	5%	5%	3%	3%	1%	1%	1%

Riders

Name	Inbuilt	Fee
Denali 14 with Lifetime Withdrawal Benefit	Yes

Waivers

No Waivers for Denali 14 (CA Only) annuity.

Premium Notes

Minimum Premium

$10,000 Qualified and Non-Qualified
Additional premiums allowed 1st 12 months. (Minimum Additional Premium: $2,000). Additional premiums accepted as both, Lump Sum or Periodic payments.

Note: we take TSP as a rollover to IRA.

Withdrawal Provisions

Free WithdrawalsIn the 1st Policy Year, Required Minimum Distributions can be withdrawn. After the 1st Policy Year, up to 5% of the Account Value or RMD can be withdrawn. One non-systematic free withdrawal allowed per year.

Company Founded: 1935

Average Rated Company

SILAC Insurance Company

Company Ratings

4.7