Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Vega 10 (Compact States)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Vega is one of the brightest stars and is a reliable point in an ever-changing night sky. The SILAC Vega Series is a comprehensive fixed index annuity focused on the accumulation of retirement benefits. The benefit value that automatically comes with all Vega FIAs offers multiple income options, growth, and an enhanced legacy benefit to navigate retirement.
Available in states: AK, MN, MT, OH, OR, PA, UT, and WA

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2% Fixed
1-Year S&P 500 RavenPack AI PTP Spread
Point to Point
Annual
1-Year S&P 500 RavenPack AI PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year Barclays Atlas 5 PTP Spread
Point to Point
Annual
0.25% Spread
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
95% Participation
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
45% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.65% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
25% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.5% Cap
1-Year Nasdaq Generations 5 PTP Spread
Point to Point
Annual
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
35% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Vega 10 with Level Lifetime Withdrawal Benefit Yes
Vega 10 with Increasing Lifetime Withdrawal Benefit Yes
Vega 10 with Level Lifetime Withdrawal Benefit (MN, OH, OR, PA, WA) Yes
Vega 10 with Increasing Lifetime Withdrawal Benefit (MN, OH, OR, PA, WA) Yes