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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Vega Bonus 10 (Compact States)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

 The SILAC Vega Series is a comprehensive fixed index annuity focused on the accumulation of retirement benefits. The benefit value that automatically comes with all Vega FIA's offers multiple income options, growth, and an enhanced legacy benefit to navigate retirement.
Available in states: AK, MN, MT, OH, OR, PA, UT, and WA

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.25% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
25% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.5% Cap
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
45% Participation
1-Year Barclays Atlas 5 PTP Participation Rate
Point to Point
Annual
92% Participation
1-Year Barclays Atlas 5 PTP Spread
Point to Point
Annual
0.5% Spread
1-Year Credit Suisse RavenPack PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year Credit Suisse RavenPack PTP Spread
Point to Point
Annual
1-Year Nasdaq Generations 5 PTP Participation Rate
Point to Point
Annual
95% Participation
1-Year Nasdaq Generations 5 PTP Spread
Point to Point
Annual
0.25% Spread
1-Year S&P 500 Duo Swift PTP Participation Rate
Point to Point
Annual
35% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Vega Bonus 10 (Compact States) with Level LWB (Issue Age 0-80) Yes
Vega Bonus 10 (Compact States) with Level LWB (Issue Age 81-85) Yes
Vega Bonus 10 (Compact States) with Increasing LWB (Issue Age 0-80) Yes
Vega Bonus 10 (Compact States) with Increasing LWB (Issue Age 81-85) Yes
Vega Bonus 10 (Compact States) with Level LWB (Issue Age 0-80)(MN, OH, OR, PA, WA) Yes
Vega Bonus 10 (Compact States) with Level LWB (Issue Age 81-85)(MN, OH, OR, PA, WA) Yes
Vega Bonus 10 (Compact States) with Increasing LWB (Issue Age 0-80)(MN, OH, OR, PA, WA) Yes
Vega Bonus 10 (Compact States) with Increasing LWB (Issue Age 81-85)(MN, OH, OR, PA, WA) Yes