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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Discovery Plus

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Learn how an annuity can provide guaranteed income for life.

Highlights

Premium Type
Single Premium
Max age Qualified
84
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Market value adjustment
Return of premium
Free withdrawal
0%
Launch date
09/01/2020
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, NQ Stretch, and TSP
Brochure
Open brochure
Discovery Plus MYGA offers the growth and liquidity to meet your retirement savings needs.

Annuitant’s Actual Issue Age 
  • 0-84 
Minimum/Maximum Premium 
  • $10,000 - $1,000,000 
Penalty-Free Withdrawals
Beginning in the first year of your Discovery Plus annuity, you may partially surrender (withdraw) the accrued interest on the date of the withdrawal or the current year Required Minimum Distribution (RMD) without surrender charges. 

Tax Qualifier 
  • Non-Qualified; 
  • IRA including Roth, SEP, Simple, and Traditional.
Note: 
  • TSP accepted as a rollover to IRA
  • Inherited/Beneficiary IRA usually taken as a direct transfer

Find out if the Discovery Plus is the right product for you.

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MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
5 years 4.9%
7 years 4.9%

Riders

No Riders for Discovery Plus annuity.

Waivers

Death

Surrender Charges are waived upon death of the Annuitant.

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