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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.25%
7-Year
6.00%
10-Year
5.80%

Navigator Ultra MVA

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Learn how an annuity can provide guaranteed income for life.

Highlights

Premium Type
Single Premium
Max age Qualified
75
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Market value adjustment
Return of premium
Free withdrawal
0%
Launch date
09/01/2020
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, NQ Stretch, and TSP
Brochure
Open brochure
Navigator Ultra MVA is a Single Premium, Tax-Deferred, Multi-Year Guarantee Annuity (MYGA). MYGA offers tax-deferred growth to meet your retirement savings needs.

Annuitant’s Actual Issue Age 
  • 0-75 
Minimum/Maximum Premium 
  • $10,000 - $1,000,000 
Tax Qualifier 
  • Non-Qualified; 
  • IRA including Roth, SEP, Simple, & Traditional 
Note: 
  • TSP accepted as a rollover to IRA
  • Inherited/Beneficiary IRA usually taken as a direct transfer
Penalty-free Partial Surrenders
  • Not permitted
Partial Surrenders
Must be set up as Electronic Funds Transfer (EFT).

Market Value Adjustment (MVA)
Your Navigator Ultra MVA annuity includes a Market Value Adjustment (MVA). This feature allows us to offer a higher guaranteed interest rate on your annuity than a plan without an MVA. This adjustment may increase or decrease the amount you receive, and depends on daily changes in the Constant Maturity Treasury1 (CMT) rates from your contract date. If you do not annuitize, surrender, or withdraw more than the penalty-free amount during the surrender charge period, the MVA will not affect the value of your annuity.

Auto Renewal
Your Contract will automatically renew at the end of each Guarantee Period for a new guarantee period. The new period will have the same term, surrender charge schedule and MVA, along with a newly declared interest rate. 

Find out if the Navigator Ultra MVA is the right product for you.

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MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
3 years 5.2%
5 years 5.55%
7 years 5.55%

Riders

No Riders for Navigator Ultra MVA annuity.

Waivers

Surrender Window

After the initial guarantee period, you will have 30 days from the beginning of each subsequent guarantee period to surrender your contract without surrender charges or applicable MVA. We will send you a reminder at least 45 days before the end of each guarantee period.

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