annuity-educator-logo
Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Future Select 5

Get an annuity today!
Learn how an annuity can provide guaranteed income for life.

Highlights

Premium Type
Single Premium
Max age Qualified
90
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Market value adjustment
Return of premium
Free withdrawal
15%
Launch date
03/21/2016
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, NQ Stretch, and TSP
Brochure
Open brochure
Future Select is a Single Premium, Tax-Deferred, Multi-Year Guarantee Annuity (MYGA). MYGA offers the growth and liquidity to meet your retirement savings needs. 

Annuitant's Actual Issue Age 
  • 0-90 
Minimum/Maximum Premium 
  • $10,000 - $1,000,000  
Tax Qualifier 
  • Non-Qualified; 
  • IRA including Roth, SEP, Simple, and Traditional.
Note: 
  • TSP accepted as a rollover to IRA
  • Inherited/Beneficiary IRA usually taken as a direct transfer
Penalty-Free Withdrawals
Beginning in the first year of your Future Select annuity, you may partially surrender (withdraw) up to 15% of the Annuity Value per calendar year without surrender charges.

Guaranteed Return of Premium
The surrender value of your contract will never be less than the premium you paid, minus any partial surrenders you’ve taken.

Death Benefits
If the Annuitant dies before payments begin, your beneficiary has access to the full annuity value as a single sum or as one of 6 other settlement options. Because this death benefit avoids probate, it can ease inter-generational wealth transfers and reduce fees and delays associated with the probate process. 

Find out if the Future Select 5 is the right product for you.

$

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
5 years 4.5%

Riders

No Riders for Future Select 5 annuity.

Waivers

Death

Surrender Charges are waived upon death of the Annuitant.

Ready to Protect Your Financial Future?

Request a free quote or talk to our financial expert to get help