Western United Life Assurance Company
4.8
based on complex data
Annuity Educator Rating
Annuity review

Discovery Plus (3-Year)

The Discovery Plus (3-Year) Annuity is a fantastic investment tool for those planning retirements. One of its greatest assets is its flexibility, offering growth and liquidity that adjust to your specific needs. You don't have to worry about outliving your savings anymore. Besides, it's a safe investment, with guaranteed reserves that will always match your annuity value.

How about charges? Here comes the good news: you aren't digging into your savings to cover set-up fees or other auxiliary costs. This top benefit means your premium begins accruing interest immediately. Additionally, you have the liberty to withdraw part of the accrued interest penalty-free right from the first year. Certainly, with the Discovery Plus Annuity you'd be harnessing the power of tax-deferred growth for your golden years.

Discovery Plus (3-Year)-brochure Discovery Plus (3-Year)-brochure

Discovery Plus (3-Year)

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About Product

Premium Type
Single Premium
Fee withdrawal:
Interest only
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$10,000
Maximum Contribution
$1,000,000
Max Age Qualified
99
Types Of Funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, NQ Stretch, and TSP
Launch Date
09/01/2020

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
3 years 4.3%
Discovery Plus MYGA offers the growth and liquidity to meet your retirement savings needs.

Annuitant’s Actual Issue Age 
  • 0-99
Minimum/Maximum Premium 
  • $10,000 - $1,000,000 
Penalty-Free Withdrawals
Beginning in the first year of your Discovery Plus annuity, you may partially surrender (withdraw) the accrued interest on the date of the withdrawal or the current year Required Minimum Distribution (RMD) without surrender charges.

Tax Qualifier 
  • Non-Qualified; 
  • IRA including Roth, SEP, Simple, and Traditional.
Note: 
  • TSP accepted as a rollover to IRA
  • Inherited/Beneficiary IRA usually taken as a direct transfer

Year by Year Account Balance

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Riders

No Riders for Discovery Plus (3-Year) annuity.

Waivers

Death

Surrender Charges are waived upon death of the Annuitant.

Company Founded: 1963
Good Rated Company
Western United Life Assurance Company
Company Ratings
4.3
  • A.M. Best B++
Assets: $1,702,767,229
Washington

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