Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Americo Elite 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

The Americo Elite 5 is a competitive indexed single-premium deferred annuity with an automatically renewing 5-year surrender charge period and a 5-year index period.
Available in states: AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.6% Fixed
1-Year Dow Jones US Real Estate PTP Participation Rate
Point to Point
Annual
54% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year NASDAQ Biotechnology PTP Participation Rate
Point to Point
Annual
42% Participation
1-Year Technology Select Sector PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year Health Care Select Sector PTP Participation Rate
Point to Point
Annual
63% Participation
5-Year Dow Jones US Real Estate PTP Final Average Participation Rate
Point to Point
5-Year
131% Participation
5-Year S&P 500 PTP Final Average Participation Rate
Point to Point
5-Year
106% Participation
5-Year NASDAQ Biotechnology PTP Final Average Participation Rate
Point to Point
5-Year
84% Participation
5-Year Technology Select Sector PTP Final Average Participation Rate
Point to Point
5-Year
89% Participation
5-Year Health Care Select Sector PTP Final Average Participation Rate
Point to Point
5-Year
125% Participation

Surrender schedule

Year 1 2 3 4 5
Penalty 8% 8% 7% 6% 5%