Allianz Accumulation Advantage+
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Highlights
Allianz Accumulation Advantage+ Annuity can help you accumulate retirement savings and receive income in the form of annuity payments. It offers:
- Opportunity to accumulate tax-deferred with a premium bonus, indexed interest based on changes in an external market index, and fixed interest,
- Protection of your principal and credited interest from market losses, and
- Choices for accessing your money, including enhanced penalty-free withdrawals up to 20%.
Blended Futures Index
The Blended Futures Index is comprised of four sub-indexes: S&P 500 Futures Index ER, Bloomberg International Equity Custom Futures ER Index, Bloomberg US 10yr Note Custom Futures ER Index, and Bloomberg US Small Cap Custom Futures ER Index.
MY (Multi-Year) Point-to-Point Crediting
MY (multi-year) point-to-point crediting methods may be a good choice for clients with a longer time horizon, while still offering short-term control with Index Lock.
MY point-to-point crediting offers two options: a 2-year or 5-year crediting period. And whichever option your clients choose, the participation rates are guaranteed until the end of the crediting period.
But remember that your clients don't have to wait until the end of the crediting period. If they see an index value they like, they can lock in that value with Index Lock.
Please, refer to the official Allianz website for rates and illustrations.
The Blended Futures Index is comprised of four sub-indexes: S&P 500 Futures Index ER, Bloomberg International Equity Custom Futures ER Index, Bloomberg US 10yr Note Custom Futures ER Index, and Bloomberg US Small Cap Custom Futures ER Index.
MY (Multi-Year) Point-to-Point Crediting
MY (multi-year) point-to-point crediting methods may be a good choice for clients with a longer time horizon, while still offering short-term control with Index Lock.
MY point-to-point crediting offers two options: a 2-year or 5-year crediting period. And whichever option your clients choose, the participation rates are guaranteed until the end of the crediting period.
But remember that your clients don't have to wait until the end of the crediting period. If they see an index value they like, they can lock in that value with Index Lock.
Please, refer to the official Allianz website for rates and illustrations.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Premium Bonus
|
13% |
|
Term
|
10 Years |
|
Surrender schedule
|
9.3%8.85%7.9%6.95%5.95%5%4%3%2%1% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$20,000 |
|
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, 401a, IRA Transfer, SEP IRA, KEOGH, IRA-Roth, and TSP |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3%
Fixed
|
| 1-Year Blended Futures PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
| 1-Year Bloomberg US Dynamic Balance ER III PTP Enhanced Participation Rate |
Point to Point
Annual
|
150%
Participation
|
| 1-Year PIMCO Tactical Balanced ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
130%
Participation
|
| 1-Year S&P 500 Futures ER PTP Participation Rate |
Point to Point
Annual
|
40%
Participation
|
| 1-Year S&P 500 PTP Enhanced Cap |
Point to Point
Annual
|
7%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Enhanced Cap |
Point to Point
Annual
Monthly sum
|
2.2%
Cap
|
| 1-Year S&P 500 Futures ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
55%
Participation
|
| 1-Year S&P 500 Futures Daily Risk Control 5% ER PTP Participation Rate |
Point to Point
Annual
|
100%
Participation
|
| 1-Year S&P 500 Futures Daily Risk Control 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
145%
Participation
|
| 1-Year Blended Futures PTP Enhanced Participation Rate |
Point to Point
Annual
|
70%
Participation
|
| 1-Year Bloomberg US Dynamic Balance ER III PTP Participation Rate |
Point to Point
Annual
|
105%
Participation
|
| 2-Year Bloomberg US Dynamic Balance ER III MY PTP Participation Rate |
Point to Point
Biennial
|
150%
Participation
|
| 5-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Participation Rate |
Point to Point
5-Year
|
240%
Participation
|
| 5-Year PIMCO Tactical Balanced ER MY PTP Participation Rate |
Point to Point
5-Year
|
220%
Participation
|
| 5-Year Bloomberg US Dynamic Balance III ER MY PTP Participation Rate |
Point to Point
5-Year
|
245%
Participation
|
| 2-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Participation Rate |
Point to Point
Biennial
|
145%
Participation
|
| 1-Year PIMCO Tactical Balanced ER PTP Participation Rate |
Point to Point
Annual
|
90%
Participation
|
| 2-Year PIMCO Tactical Balanced ER MY PTP Participation Rate |
Point to Point
Biennial
|
135%
Participation
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
1.7%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
4.5%
Performance triggered
|
| 1-Year S&P 500 Enhanced Performance Triggered |
Performance Triggered
Annual
|
6%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.3%
Fixed
|
| 1-Year S&P 500 Futures Daily Risk Control 5% ER PTP Participation Rate |
Point to Point
Annual
|
145%
Participation
|
| 1-Year S&P 500 Futures ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
70%
Participation
|
| 1-Year S&P 500 Futures Daily Risk Control 5% ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
175%
Participation
|
| 1-Year S&P 500 Futures ER PTP Participation Rate |
Point to Point
Annual
|
55%
Participation
|
| 1-Year Blended Futures PTP Enhanced Participation Rate |
Point to Point
Annual
|
80%
Participation
|
| 1-Year Blended Futures PTP Participation Rate |
Point to Point
Annual
|
60%
Participation
|
| 1-Year PIMCO Tactical Balanced ER PTP Enhanced Participation Rate |
Point to Point
Annual
|
150%
Participation
|
| 1-Year Bloomberg US Dynamic Balance ER III PTP Enhanced Participation Rate |
Point to Point
Annual
|
170%
Participation
|
| 1-Year S&P 500 PTP Enhanced Cap |
Point to Point
Annual
|
8.5%
Cap
|
| 1-Year S&P 500 PTP Monthly Sum Enhanced Cap |
Point to Point
Annual
Monthly sum
|
2.5%
Cap
|
| 5-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Participation Rate |
Point to Point
5-Year
|
275%
Participation
|
| 5-Year PIMCO Tactical Balanced ER MY PTP Participation Rate |
Point to Point
5-Year
|
255%
Participation
|
| 5-Year Bloomberg US Dynamic Balance III ER MY PTP Participation Rate |
Point to Point
5-Year
|
280%
Participation
|
| 2-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Participation Rate |
Point to Point
Biennial
|
175%
Participation
|
| 2-Year PIMCO Tactical Balanced ER MY PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
| 1-Year PIMCO Tactical Balanced ER PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
| 1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
2%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6.5%
Cap
|
| 1-Year Bloomberg US Dynamic Balance ER III PTP Participation Rate |
Point to Point
Annual
|
125%
Participation
|
| 2-Year Bloomberg US Dynamic Balance ER III MY PTP Participation Rate |
Point to Point
Biennial
|
180%
Participation
|
| 1-Year S&P 500 Enhanced Performance Triggered |
Performance Triggered
Annual
|
6.5%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
5%
Performance triggered
|
| 2-Year Blended Futures MY PTP Participation Rate |
Point to Point
Biennial
|
65%
Participation
|
| 5-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
350%
Participation
|
| 5-Year Bloomberg US Dynamic Balance III ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
355%
Participation
|
| 2-Year Blended Futures MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
90%
Participation
|
| 5-Year PIMCO Tactical Balanced ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
320%
Participation
|
| 2-Year S&P 500 Futures ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
80%
Participation
|
| 2-Year S&P 500 Futures ER MY PTP Participation Rate |
Point to Point
Biennial
|
55%
Participation
|
| 2-Year Bloomberg US Dynamic Balance ER III MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 2-Year PIMCO Tactical Balanced ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
195%
Participation
|
| 2-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
210%
Participation
|
| 5-Year S&P 500 Futures ER MY PTP Participation Rate |
Point to Point
5-Year
|
85%
Participation
|
| 5-Year Blended Futures MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
145%
Participation
|
| 5-Year Blended Futures MY PTP Participation Rate |
Point to Point
5-Year
|
100%
Participation
|
| 5-Year S&P 500 Futures ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
120%
Participation
|
| 2-Year Blended Futures MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
105%
Participation
|
| 5-Year S&P 500 Futures ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
135%
Participation
|
| 2-Year S&P 500 Futures ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
95%
Participation
|
| 5-Year Blended Futures MY PTP Participation Rate |
Point to Point
5-Year
|
115%
Participation
|
| 5-Year Bloomberg US Dynamic Balance III ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
390%
Participation
|
| 2-Year S&P 500 Futures ER MY PTP Participation Rate |
Point to Point
Biennial
|
70%
Participation
|
| 2-Year Blended Futures MY PTP Participation Rate |
Point to Point
Biennial
|
80%
Participation
|
| 5-Year Blended Futures MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
160%
Participation
|
| 5-Year S&P 500 Futures ER MY PTP Participation Rate |
Point to Point
5-Year
|
100%
Participation
|
| 2-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
240%
Participation
|
| 5-Year PIMCO Tactical Balanced ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
355%
Participation
|
| 5-Year S&P 500 Futures Daily Risk Control 5% ER MY PTP Enhanced Participation Rate |
Point to Point
5-Year
|
385%
Participation
|
| 2-Year PIMCO Tactical Balanced ER MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
220%
Participation
|
| 2-Year Bloomberg US Dynamic Balance ER III MY PTP Enhanced Participation Rate |
Point to Point
Biennial
|
245%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |