Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Synergy Choice Max 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

When it comes to planning for retirement, there are many strategies to help you reach your goals. Synergy Choice Max from Aspida Life Insurance Company can be a valuable part of your retirement portfolio for a number of reasons.

Ownership Requirements
Owner must be the annuitant, except when a trust is the owner.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.25% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.75% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
18.25% Cap
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
133% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
57% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
64% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
90% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
200% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
275% Participation
1-Year Fixed Account
Fixed
4.5% Fixed
2-Year Citi Aria PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year Citi Aria PTP Participation Rate
Point to Point
Annual
95% Participation
2-Year GS Grand Prix PTP Participation Rate
Point to Point
Biennial
290% Participation
1-Year GS Grand Prix PTP Participation Rate
Point to Point
Annual
210% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
67% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year S&P 500 PTP Cap
Point to Point
Biennial
19.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.5% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%