WealthLock Accumulator 7 Rate & Reviews

WealthLock Accumulator 7

A single premium deferred fixed index annuity (FIA). WealthLock Accumulator offers principal protection with the opportunity to earn an attractive rate of return that is tied to an index’s performance, without the risks associated with direct investment in the market.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	130% Participation
1-Year Fixed Account	Fixed	3% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	17% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	43% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	60% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	115% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	155% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	115% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	75% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	95% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	240% Participation
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	140% Participation
1-Year Fixed Account	Fixed	3.25% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	10% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	18% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	47% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	65% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	125% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	165% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	125% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	175% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	80% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	105% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	260% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	8%	7%	6%	5%	4%	3%