WealthLock Accumulator 7 Rate & Reviews

WealthLock Accumulator 7

A single premium deferred fixed index annuity (FIA). WealthLock Accumulator offers principal protection with the opportunity to earn an attractive rate of return that is tied to an index’s performance, without the risks associated with direct investment in the market.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	200% Participation
1-Year Fixed Account	Fixed	4.75% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	11.25% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	22% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	45% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	58% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	180% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	255% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	175% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	245% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	115% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	160% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	370% Participation
5-Year Franklin Factors US High Water Mark Participation Rate	High Water Mark 5-Year	215% Participation
1-Year Fixed Account	Fixed	5% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	12% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	23% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	48% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	63% Participation
1-Year Invesco Peak PTP Participation Rate	Point to Point Annual	190% Participation
2-Year Invesco Peak PTP Participation Rate	Point to Point Biennial	270% Participation
1-Year Franklin Factors US PTP Participation Rate	Point to Point Annual	185% Participation
2-Year Franklin Factors US PTP Participation Rate	Point to Point Biennial	260% Participation
1-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Annual	120% Participation
2-Year Janus SG Lighthouse PTP Participation Rate	Point to Point Biennial	170% Participation
5-Year Franklin Factors US PTP Participation Rate	Point to Point 5-Year	400% Participation

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	9%	8%	7%	6%	5%	4%	3%