Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
4.5%
Fixed
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.1%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
9.75%
Cap
|
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
285%
Participation
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
330%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
13%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.85%
Cap
|
2-Year GS Global Factor PTP Participation Rate |
Point to Point
Biennial
|
355%
Participation
|
2-Year GS Global Factor PTP Participation Rate with Spread |
Point to Point
Biennial
|
310%
Participation
|
1-Year GS Global Factor PTP Participation Rate |
Point to Point
Annual
|
275%
Participation
|
1-Year GS Global Factor PTP Participation Rate |
Point to Point
Annual
|
210%
Participation
|
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
290%
Participation
1.25%
Spread
|
1-Year CIBC Balanced Asset 5 PTP Participation Rate |
Point to Point
Annual
|
290%
Participation
|
1-Year CIBC Balanced Asset 10 PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread |
Point to Point
Biennial
|
330%
Participation
|
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Annual
|
205%
Participation
5.5%
Spread
|
2-Year CIBC Balanced Asset 5 PTP Participation Rate |
Point to Point
Biennial
|
380%
Participation
|
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Biennial
|
235%
Participation
5%
Spread
|
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread |
Point to Point
Biennial
|
275%
Participation
5%
Spread
|
1-Year S&P 500 Index Gain Option with Declared Rate |
Performance Triggered
Annual
|
7.5%
Performance triggered
|
1-Year S&P 500 Index Gain Option with Declared Rate |
Performance Triggered
Annual
|
9.75%
Performance triggered
|
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Penalty | 15% | 14% | 13% | 12% | 11% | 10% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% |
Name | Inbuilt | Fee |
---|---|---|
FG Accelerator Plus 14 EGMWB | Yes | 1.15% annually |
FG Accelerator Plus 14 GMWB (HI, IL) | Yes | 1.15% annually |