Accelerator Plus 14 Rate & Reviews

Accelerator Plus 14

The FG Accelerator Plus 14 is a flexible premium deferred annuity with a 14-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement.

Available in states: AZ, AR, CO, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MI, MO, NE, NH, NM, NC, ND, RI, SD, TN, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.5% Fixed
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.1% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	285% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	50% Participation
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread	Point to Point Biennial	330% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	13% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.85% Cap
2-Year GS Global Factor PTP Participation Rate	Point to Point Biennial	355% Participation
2-Year GS Global Factor PTP Participation Rate with Spread	Point to Point Biennial	310% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	275% Participation
1-Year GS Global Factor PTP Participation Rate	Point to Point Annual	210% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Annual	290% Participation 1.25% Spread
1-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Annual	290% Participation
1-Year CIBC Balanced Asset 10 PTP Participation Rate	Point to Point Annual	110% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread	Point to Point Biennial	330% Participation
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Annual	205% Participation 5.5% Spread
2-Year CIBC Balanced Asset 5 PTP Participation Rate	Point to Point Biennial	380% Participation
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Biennial	235% Participation 5% Spread
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread	Point to Point Biennial	275% Participation 5% Spread
1-Year S&P 500 Index Gain Option with Declared Rate	Performance Triggered Annual	7.5% Performance triggered
1-Year S&P 500 Index Gain Option with Declared Rate	Performance Triggered Annual	9.75% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Penalty	15%	14%	13%	12%	11%	10%	9%	8%	7%	6%	5%	4%	3%	2%

Riders

Name	Inbuilt	Fee
FG Accelerator Plus 14 EGMWB	Yes	1.15% annually
FG Accelerator Plus 14 GMWB (HI, IL)	Yes	1.15% annually