Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Accelerator Plus 14

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

The FG Accelerator Plus 14 is a flexible premium deferred annuity with a 14-year surrender charge period offering multiple index options and one fixed interest rate option. It is designed to be a long-term retirement savings tool with a variety of options to help you achieve the standard of living you want during your retirement. 
Available in states: AZ, AR, CO, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MI, MO, NE, NH, NM, NC, ND, RI, SD, TN, VA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4% Fixed
2-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread
Point to Point
Biennial
325% Participation
2-Year BlackRock Market Advantage PTP Participation Rate with Spread
Point to Point
Biennial
235% Participation
1-Year BlackRock Market Advantage PTP Participation Rate
Point to Point
Annual
165% Participation
1-Year GS Global Factor PTP Participation Rate
Point to Point
Annual
220% Participation
1-Year GS Global Factor PTP Participation Rate
Point to Point
Annual
280% Participation
2-Year GS Global Factor PTP Participation Rate with Spread
Point to Point
Biennial
325% Participation
2-Year GS Global Factor PTP Participation Rate
Point to Point
Biennial
370% Participation
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Biennial
270% Participation
5% Spread
2-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Biennial
240% Participation
5% Spread
1-Year CIBC Balanced Asset 10 PTP Participation Rate with Spread
Point to Point
Annual
210% Participation
5.5% Spread
1-Year CIBC Balanced Asset 10 PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Biennial
370% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate
Point to Point
Annual
280% Participation
1-Year CIBC Balanced Asset 5 PTP Participation Rate with Spread
Point to Point
Annual
280% Participation
1.25% Spread
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3.6% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
13% Cap
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread
Point to Point
Biennial
330% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
50% Participation
2-Year Barclays Trailblazer Sectors 5 PTP Participation Rate with Spread
Point to Point
Biennial
290% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.5% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.7% Cap
1-Year S&P 500 Index Gain Option with Declared Rate
Performance Triggered
Annual
8.5% Performance triggered
1-Year S&P 500 Index Gain Option with Declared Rate
Performance Triggered
Annual
6.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14
Penalty 15% 14% 13% 12% 11% 10% 9% 8% 7% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
FG Accelerator Plus 14 EGMWB Yes 0.95% annually
FG Accelerator Plus 14 GMWB (HI, IL) Yes 0.95% annually