Market Protector 7 (CA Only) Rate & Reviews

Market Protector 7 (CA Only)

The MarketProtector Suite of fixed index annuities offers index options for limited growth potential as well as multiple crediting methods to choose from that can lock in that growth. You may select one or a combination of these methods, and change selections and allocations penalty-free at the end of each Indexed Option Year.

Withdrawal Charges
If you take a full or partial withdrawal exceeding contract limits prior to the end of your Indexed Option Period, it may be subject to withdrawal charges. Withdrawal charges are based on years since the contract issue and will not apply after the expiration of the Indexed Option Period. Please view the back of the Indexed Option Period Inserts for specific withdrawal charge schedules.

Maximum Maturity Age
Qualified plans may require an earlier distribution. The Maturity Date under this contract is the owner’s age 95, which is the required age to annuitize or take a lump sum.

Available in states: CA

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.8% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	7% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	7.8% Cap
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	6.45% Performance triggered
1-Year MSCI EAFE Performance Triggered	Performance Triggered Annual	6.8% Performance triggered
1-Year Fixed Account	Fixed	4.1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	8% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	8.85% Cap
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	7.25% Performance triggered
1-Year MSCI EAFE Performance Triggered	Performance Triggered Annual	7.65% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7
Penalty	8%	7%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
Income Accelerator LIB Rider Joint	No	1.25% annually (2.50% max)
Income Accelerator LIB Rider Single	No	1.10% annually (1.30% max)