MNL Income Planning Annuity Rate & Reviews

MNL Income Planning Annuity

With the MNL Income Planning Annuity, you can rest confidently knowing what your guaranteed payout will be. While life doesn’t always offer the same kind of guarantees, the GLWB helps protect you for some of the unpredictable “what ifs” in life.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	2.5% Fixed
2-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate	Point to Point Biennial	160% Participation
1-Year Fidelity Multifactor Yield 5% ER PTP Spread	Point to Point Annual
1-Year S&P 500 LV DRC 5% TR PTP Cap	Point to Point Annual	5% Cap
1-Year S&P 500 LV DRC 5% TR PTP Spread	Point to Point Annual	2% Spread
2-Year S&P 500 LV DRC 8% TR PTP Spread	Point to Point Biennial	3.5% Spread
1-Year S&P 500 PTP Daily Average Spread	Point to Point Annual Daily average	5% Spread
1-Year S&P 500 PTP Monthly Average Cap	Point to Point Annual Monthly average	2% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	5% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	25% Participation
1-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Annual	100% Participation
2-Year S&P MARC 5% ER PTP Participation Rate	Point to Point Biennial	150% Participation
1-Year Nasdaq-100 PTP Monthly Average Cap	Point to Point Annual Monthly average	2.1% Cap
1-Year S&P 500 Inverse Performance Triggered	Inverse Perf Triggered Annual	6% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	10%	10%	10%	10%	9%	8%	6%	4%	2%

Riders

Name	Inbuilt	Fee
MNL Income Planning Rider	Yes	1.25% annually