Fixed index annuity review and rates

Denali Bonus 10 (State Variation)

The Denali Bonus Series is designed to help meet your long-term retirement savings needs. It includes a withdrawal charge period. If you withdraw more than the free amount allowed during the withdrawal charge period, a withdrawal charge, market value adjustment and bonus recovery, if applicable, will be applied. 

Available in states: CO, DE, ID, MA, MO, NV, SC, and TX

Allocation Accounts

Name Type Rates

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 8% 7% 6% 5% 4% 3% 2% 1%


Name Inbuilt Fee
Denali Bonus with Lifetime Withdrawal Benefit Yes None
SILAC Insurance Company
Founded: 1935
A.M. Best: B+
S&P: B+
Carrier details
Free withdrawal
1st year: 0%
2nd+ year: 5%
Premium bonus
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
Types of funds
Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 1035 Exchange, Stretch IRA, and TSP