Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Nationwide Peak 10 (Most States)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Individual, single-purchase-payment deferred fixed indexed annuity.
Available in states: AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MT, NE, NM, NC, ND, SD, TN, VT, VA, WV, and WI

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.1% Fixed
1-Year BNPP Global H-Factor PTP Cap
Point to Point
Annual
9% Cap
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A
Point to Point
Biennial
315% Participation
1% Spread
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B
Point to Point
Biennial
285% Participation
1-Year AB Growth & Value Balanced PTP Cap
Point to Point
Annual
9% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A
Point to Point
Biennial
270% Participation
1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B
Point to Point
Biennial
240% Participation
1-Year J.P. Morgan Cycle PTP Cap
Point to Point
Annual
9% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A
Point to Point
Biennial
275% Participation
1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B
Point to Point
Biennial
255% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A
Point to Point
Biennial
65% Participation
1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B
Point to Point
Biennial
55% Participation
1-Year S&P 500 DRC 5% ER PTP Cap
Point to Point
Annual
9% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A
Point to Point
Biennial
240% Participation
1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B
Point to Point
Biennial
215% Participation
1-Year Fixed Account
Fixed
4.35% Fixed
1-Year BNPP Global H-Factor PTP Cap
Point to Point
Annual
10% Cap
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option A
Point to Point
Biennial
330% Participation
1% Spread
2-Year BNPP Global H-Factor PTP Participation Rate with Spread Option B
Point to Point
Biennial
310% Participation
1-Year AB Growth & Value Balanced PTP Cap
Point to Point
Annual
10% Cap
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option A
Point to Point
Biennial
290% Participation
1% Spread
2-Year AB Growth & Value Balanced PTP Participation rate with Spread Option B
Point to Point
Biennial
260% Participation
1-Year J.P. Morgan Cycle PTP Cap
Point to Point
Annual
10% Cap
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option A
Point to Point
Biennial
295% Participation
1% Spread
2-Year J.P. Morgan Cycle PTP Participation Rate with Spread Option B
Point to Point
Biennial
275% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.5% Cap
2-Year S&P 500 PTP Participation Rate with Spread Option A
Point to Point
Biennial
70% Participation
1% Spread
2-Year S&P 500 PTP Participation Rate with Spread Option B
Point to Point
Biennial
60% Participation
1-Year S&P 500 DRC 5% ER PTP Cap
Point to Point
Annual
10% Cap
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option A
Point to Point
Biennial
255% Participation
1% Spread
2-Year S&P 500 DRC 5% ER PTP Participation Rate with Spread Option B
Point to Point
Biennial
225% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 10% 9% 8% 7% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
Guaranteed Income Solution Yes
Bonus Income Rider (Single) No 1.00% annually (1.20% max)
Bonus Income Rider (Joint) No 1.30% annually (1.60% max)