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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Structured Capital Strategies Income Series ADV

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Highlights

Structured Capital Strategies Income is a variable and index-linked deferred annuity contract. The contract offers several payout options and an optional death benefit. You invest to accumulate value on a tax-deferred basis in one variable investment option, in one or more of the Segments comprising the Structured Investment Option or in our Dollar Cap Averaging Program.
Available in states: AK, AZ, AR, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MT, NE, NV, NH, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, VT, VI, WA, WV, WI, and WY
Type
Registered Index-Linked
Purpose Lifetime Income
Surrender schedule
No Surrender Charge
Free withdrawal
100%
Flexible premium Product Life
Market value adjustment
Return of premium
Launch date
11/30/2021
Minimum contribution
$25,000
Maximum contribution
$1,500,000
Max Age Qualified
75
Types of funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 457 plan, and 1035 Exchange
Brochure
Open brochure

Find out if the Structured Capital Strategies Income Series ADV is the right product for you.

Premium Notes

Issue ages 
  • 45–80 for Nonqualified, Roth IRA, Traditional IRA and SEP IRA Funds. 
  • 45–75 for Qualified Plans 
Contribution amounts
  • NQ. $25,000 (initial) / $500 (subsequent) minimum contribution amounts
  • Traditional or Roth IRA. $25,000 (initial) / $50 (subsequent) minimum contribution amounts
  • QP (defined contribution or defined benefit). $25,000 (initial) / $500 (subsequent) minimum contribution amounts
  • SEP IRA. $25,000 (initial) / $500 (subsequent) minimum contribution amounts
Additional premiums accepted as both, Lump Sum or Periodic payments.

No subsequent contributions are allowed once a withdrawal is made under the contract, including an automatic or systematic withdrawal, a required minimum distribution, a withdrawal under the GLWB rider, or a withdrawal to pay advisory fees under a Series ADV contract.

Allocation Accounts

Name Type Rates
3-Year S&P 500 Loss Limiter 95 Cap with 10% Buffer
Loss Limiter 95
Triennial
30% Cap
1-Year S&P 500 Loss Limiter 90 Cap with 10% Buffer
Loss Limiter 90
Annual
11.5% Cap
1-Year S&P 500 Dual Step Up Segment with 10% Buffer
Dual Step Up
Annual
8.5% Performance triggered
1-Year S&P 500 Dual Step Up Segment with 15% Buffer
Dual Step Up
Annual
7.3% Performance triggered
1-Year Russell 2000 Dual Step Up Segment with 10% Buffer
Dual Step Up
Annual
10.8% Performance triggered
1-Year Russell 2000 Dual Step Up Segment with 15% Buffer
Dual Step Up
Annual
9% Performance triggered
1-Year MSCI EAFE Dual Step Up Segment with 10% Buffer
Dual Step Up
Annual
8.5% Performance triggered
1-Year MSCI EAFE Dual Step Up Segment with 15% Buffer
Dual Step Up
Annual
7.5% Performance triggered
1-Year Nasdaq-100 Dual Step Up Segment with 10% Buffer
Dual Step Up
Annual
10.5% Performance triggered
1-Year Nasdaq-100 Dual Step Up Segment with 15% Buffer
Dual Step Up
Annual
8.8% Performance triggered
3-Year MSCI EAFE Dual Direction Cap with 10% Buffer
Dual Directional
Triennial
700% Cap
3-Year Russell 2000 Dual Direction Cap with 10% Buffer
Dual Directional
Triennial
85% Cap
3-Year S&P 500 Dual Direction Cap with 10% Buffer
Dual Directional
Triennial
190% Cap
1-Year Nasdaq-100 Dual Direction Cap with 10% Buffer
Dual Directional
Annual
16.5% Cap
1-Year MSCI EAFE Dual Direction Cap with 10% Buffer
Dual Directional
Annual
20% Cap
1-Year Russell 2000 Dual Direction Cap with 10% Buffer
Dual Directional
Annual
17.5% Cap
1-Year S&P 500 Dual Direction Cap with 10% Buffer
Dual Directional
Annual
13% Cap
3-Year Nasdaq-100 Dual Direction Cap with 10% Buffer
Dual Directional
Triennial
75% Cap
3-Year S&P 500 Dual Direction Cap with 15% Buffer
Dual Directional
Triennial
60% Cap
3-Year Russell 2000 Dual Direction Cap with 15% Buffer
Dual Directional
Triennial
55% Cap
3-Year MSCI EAFE Dual Direction Cap with 15% Buffer
Dual Directional
Triennial
350% Cap
3-Year Nasdaq-100 Dual Direction Cap with 15% Buffer
Dual Directional
Triennial
45% Cap
1-Year S&P 500 Dual Direction Cap with 15% Buffer
Dual Directional
Annual
9.5% Cap
1-Year Russell 2000 Dual Direction Cap with 15% Buffer
Dual Directional
Annual
12.5% Cap
1-Year MSCI EAFE Dual Direction Cap with 15% Buffer
Dual Directional
Annual
8.5% Cap
1-Year Nasdaq-100 Dual Direction Cap with 15% Buffer
Dual Directional
Annual
12% Cap
3-Year S&P 500 Dual Direction Cap with 20% Buffer
Dual Directional
Triennial
35% Cap
3-Year Russell 2000 Dual Direction Cap with 20% Buffer
Dual Directional
Triennial
40% Cap
3-Year MSCI EAFE Dual Direction Cap with 20% Buffer
Dual Directional
Triennial
80% Cap
3-Year Nasdaq-100 Dual Direction Cap with 20% Buffer
Dual Directional
Triennial
40% Cap
3-Year Russell 2000 Annual Lock Cap with 10% Buffer
Annual Lock
Triennial
21% Cap
3-Year S&P 500 Annual Lock Cap with 10% Buffer
Annual Lock
Triennial
16% Cap
3-Year MSCI EAFE Annual Lock Cap with 10% Buffer
Annual Lock
Triennial
30% Cap
3-Year Nasdaq-100 Annual Lock Cap with 10% Buffer
Annual Lock
Triennial
18% Cap
3-Year Nasdaq-100 PTP Cap with 15% Buffer
Point to Point
Triennial
60% Cap
1-Year EURO STOXX 50 PTP Cap with 15% Buffer
Point to Point
Annual
64.5% Cap
3-Year S&P 500 PTP Cap with 20% Buffer
Point to Point
Triennial
55% Cap
3-Year S&P 500 PTP Cap with 40% Buffer
Point to Point
Triennial
35% Cap
1-Year MSCI Emerging Markets PTP Cap with 15% Buffer
Point to Point
Annual
22.5% Cap
3-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 10% Buffer
Point to Point
Triennial
125% Participation
45% Cap
3-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 15% Buffer
Point to Point
Triennial
125% Participation
40% Cap
3-Year Russell 2000 PTP Cap with 20% Buffer
Point to Point
Triennial
60% Cap
3-Year Russell 2000 PTP Cap with 40% Buffer
Point to Point
Triennial
40% Cap
1-Year Nasdaq-100 PTP Cap with 15% Buffer
Point to Point
Annual
15.5% Cap
3-Year MSCI EAFE PTP Cap with 20% Buffer
Point to Point
Triennial
225% Cap
3-Year MSCI EAFE PTP Cap with 40% Buffer
Point to Point
Triennial
57.5% Cap
1-Year MSCI EAFE PTP Cap with 15% Buffer
Point to Point
Annual
23% Cap
3-Year Nasdaq-100 PTP Cap with 20% Buffer
Point to Point
Triennial
50% Cap
3-Year Nasdaq-100 PTP Cap with 40% Buffer
Point to Point
Triennial
35% Cap
1-Year Russell 2000 PTP Cap with 15% Buffer
Point to Point
Annual
18.5% Cap
1-Year S&P 500 PTP Cap with 15% Buffer
Point to Point
Annual
13.5% Cap
1-Year EURO STOXX 50 PTP Cap with 10% Buffer
Point to Point
Annual
123.5% Cap
1-Year MSCI Emerging Markets PTP Cap with 10% Buffer
Point to Point
Annual
35% Cap
1-Year Nasdaq-100 PTP Cap with 10% Buffer
Point to Point
Annual
20% Cap
1-Year MSCI EAFE PTP Cap with 10% Buffer
Point to Point
Annual
30% Cap
1-Year Russell 2000 PTP Cap with 10% Buffer
Point to Point
Annual
23% Cap
1-Year S&P 500 PTP Cap with 10% Buffer
Point to Point
Annual
16% Cap
3-Year MSCI EAFE PTP Cap with 15% Buffer
Point to Point
Triennial
600% Cap
3-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap with 15% Buffer
Point to Point
Triennial
110% Participation
45% Cap
3-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap with 10% Buffer
Point to Point
Triennial
110% Participation
65% Cap
1-Year S&P 500 PTP Cap with 20% Buffer
Point to Point
Annual
12.5% Cap
1-Year S&P 500 PTP Cap with 40% Buffer
Point to Point
Annual
10% Cap
3-Year MSCI EAFE PTP Cap with 10% Buffer Uncapped
Point to Point
Triennial
1-Year Nasdaq-100 PTP Cap with 40% Buffer
Point to Point
Annual
10% Cap
1-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 10% Buffer
Point to Point
Annual
125% Participation
14% Cap
1-Year Russell 2000 PTP Cap with 20% Buffer
Point to Point
Annual
15.5% Cap
1-Year Russell 2000 PTP Cap with 40% Buffer
Point to Point
Annual
12% Cap
3-Year Russell 2000 PTP Cap with 10% Buffer
Point to Point
Triennial
145% Cap
3-Year Nasdaq-100 PTP Cap with 10% Buffer
Point to Point
Triennial
95% Cap
1-Year MSCI EAFE PTP Cap with 20% Buffer
Point to Point
Annual
17% Cap
1-Year MSCI EAFE PTP Cap with 40% Buffer
Point to Point
Annual
13.5% Cap
3-Year S&P 500 PTP Cap with 15% Buffer
Point to Point
Triennial
150% Cap
3-Year S&P 500 PTP Cap with 10% Buffer
Point to Point
Triennial
200% Cap
3-Year Russell 2000 PTP Cap with 15% Buffer
Point to Point
Triennial
70% Cap
1-Year Nasdaq-100 PTP Cap with 20% Buffer
Point to Point
Annual
13.5% Cap
1-Year S&P 500 Step Up Segment with 15% Buffer
Performance Triggered
Annual
9.5% Performance triggered
1-Year S&P 500 Step Up Segment with 10% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year Russell 2000 Step Up Segment with 10% Buffer
Performance Triggered
Annual
13.5% Performance triggered
1-Year MSCI EAFE Step Up Segment with 10% Buffer
Performance Triggered
Annual
11.5% Performance triggered
1-Year Nasdaq-100 Step Up Segment with 10% Buffer
Performance Triggered
Annual
13% Performance triggered
1-Year Russell 2000 Step Up Segment with 15% Buffer
Performance Triggered
Annual
12.3% Performance triggered
3-Year S&P 500 Step Up Segment with 10% Buffer
Performance Triggered
Triennial
29% Performance triggered
1-Year MSCI EAFE Step Up Segment with 15% Buffer
Performance Triggered
Annual
10% Performance triggered
1-Year Nasdaq-100 Step Up Segment with 15% Buffer
Performance Triggered
Annual
12% Performance triggered

Surrender schedule

Year
Penalty

Riders

Name Inbuilt Fee
SCS Income GLWB Accelerated Yes 1.50% annually
SCS Income GLWB Level Yes 1.50% annually

Waivers

No Waivers for Structured Capital Strategies Income Series ADV annuity.

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