Structured Capital Strategies Income Series ADV
The Structured Capital Strategies Income Series ADV is your ideal retirement buddy! It brilliantly safeguards your future finance while providing you with steady income. This annuity offers flexibility and protection that really counts when you're retired.
The product brochure sparkles with captivating key benefits. Expect potential high returns and a straightforward way to grow your retirement savings. It's that assurance so vital for every retiree!
Structured Capital Strategies Income Series ADV
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Ratings:
- A.M. Best A
- S&P A+
- Moody's A1
- Comdex 82
About Product
Type
Registered Index-Linked
Purpose
Lifetime Income
Surrender schedule
No Surrender Charge
Fee withdrawal:
100%
Flexible premium
Product Life
Market Value Adjustment
No
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,500,000
Max Age Qualified
75
Types Of Funds
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, 457 plan, and 1035 Exchange
Launch Date
11/30/2021
Structured Capital Strategies Income is a variable and index-linked deferred annuity contract. The contract offers several payout options and an optional death benefit. You invest to accumulate value on a tax-deferred basis in one variable investment option, in one or more of the Segments comprising the Structured Investment Option or in our Dollar Cap Averaging Program.
Available in states:
AK, AZ, AR, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, KY, LA, ME, MA, MI, MN, MS, MT, NE, NV, NH, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, VT, VI, WA, WV, WI, and WY
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 3-Year S&P 500 Loss Limiter 95 Cap with 10% Buffer |
Loss Limiter 95
Triennial
|
30%
Cap
|
| 1-Year S&P 500 Loss Limiter 90 Cap with 10% Buffer |
Loss Limiter 90
Annual
|
11.5%
Cap
|
| 1-Year S&P 500 Dual Step Up Segment with 10% Buffer |
Dual Step Up
Annual
|
8.5%
Performance triggered
|
| 1-Year S&P 500 Dual Step Up Segment with 15% Buffer |
Dual Step Up
Annual
|
7.3%
Performance triggered
|
| 1-Year Russell 2000 Dual Step Up Segment with 10% Buffer |
Dual Step Up
Annual
|
10.8%
Performance triggered
|
| 1-Year Russell 2000 Dual Step Up Segment with 15% Buffer |
Dual Step Up
Annual
|
9%
Performance triggered
|
| 1-Year MSCI EAFE Dual Step Up Segment with 10% Buffer |
Dual Step Up
Annual
|
8.5%
Performance triggered
|
| 1-Year MSCI EAFE Dual Step Up Segment with 15% Buffer |
Dual Step Up
Annual
|
7.5%
Performance triggered
|
| 1-Year Nasdaq-100 Dual Step Up Segment with 10% Buffer |
Dual Step Up
Annual
|
10.5%
Performance triggered
|
| 1-Year Nasdaq-100 Dual Step Up Segment with 15% Buffer |
Dual Step Up
Annual
|
8.8%
Performance triggered
|
| 3-Year MSCI EAFE Dual Direction Cap with 10% Buffer |
Dual Directional
Triennial
|
700%
Cap
|
| 3-Year Russell 2000 Dual Direction Cap with 10% Buffer |
Dual Directional
Triennial
|
85%
Cap
|
| 3-Year S&P 500 Dual Direction Cap with 10% Buffer |
Dual Directional
Triennial
|
190%
Cap
|
| 1-Year Nasdaq-100 Dual Direction Cap with 10% Buffer |
Dual Directional
Annual
|
16.5%
Cap
|
| 1-Year MSCI EAFE Dual Direction Cap with 10% Buffer |
Dual Directional
Annual
|
20%
Cap
|
| 1-Year Russell 2000 Dual Direction Cap with 10% Buffer |
Dual Directional
Annual
|
17.5%
Cap
|
| 1-Year S&P 500 Dual Direction Cap with 10% Buffer |
Dual Directional
Annual
|
13%
Cap
|
| 3-Year Nasdaq-100 Dual Direction Cap with 10% Buffer |
Dual Directional
Triennial
|
75%
Cap
|
| 3-Year S&P 500 Dual Direction Cap with 15% Buffer |
Dual Directional
Triennial
|
60%
Cap
|
| 3-Year Russell 2000 Dual Direction Cap with 15% Buffer |
Dual Directional
Triennial
|
55%
Cap
|
| 3-Year MSCI EAFE Dual Direction Cap with 15% Buffer |
Dual Directional
Triennial
|
350%
Cap
|
| 3-Year Nasdaq-100 Dual Direction Cap with 15% Buffer |
Dual Directional
Triennial
|
45%
Cap
|
| 1-Year S&P 500 Dual Direction Cap with 15% Buffer |
Dual Directional
Annual
|
9.5%
Cap
|
| 1-Year Russell 2000 Dual Direction Cap with 15% Buffer |
Dual Directional
Annual
|
12.5%
Cap
|
| 1-Year MSCI EAFE Dual Direction Cap with 15% Buffer |
Dual Directional
Annual
|
8.5%
Cap
|
| 1-Year Nasdaq-100 Dual Direction Cap with 15% Buffer |
Dual Directional
Annual
|
12%
Cap
|
| 3-Year S&P 500 Dual Direction Cap with 20% Buffer |
Dual Directional
Triennial
|
35%
Cap
|
| 3-Year Russell 2000 Dual Direction Cap with 20% Buffer |
Dual Directional
Triennial
|
40%
Cap
|
| 3-Year MSCI EAFE Dual Direction Cap with 20% Buffer |
Dual Directional
Triennial
|
80%
Cap
|
| 3-Year Nasdaq-100 Dual Direction Cap with 20% Buffer |
Dual Directional
Triennial
|
40%
Cap
|
| 3-Year Russell 2000 Annual Lock Cap with 10% Buffer |
Annual Lock
Triennial
|
21%
Cap
|
| 3-Year S&P 500 Annual Lock Cap with 10% Buffer |
Annual Lock
Triennial
|
16%
Cap
|
| 3-Year MSCI EAFE Annual Lock Cap with 10% Buffer |
Annual Lock
Triennial
|
30%
Cap
|
| 3-Year Nasdaq-100 Annual Lock Cap with 10% Buffer |
Annual Lock
Triennial
|
18%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with 15% Buffer |
Point to Point
Triennial
|
60%
Cap
|
| 1-Year EURO STOXX 50 PTP Cap with 15% Buffer |
Point to Point
Annual
|
64.5%
Cap
|
| 3-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
Triennial
|
55%
Cap
|
| 3-Year S&P 500 PTP Cap with 40% Buffer |
Point to Point
Triennial
|
35%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap with 15% Buffer |
Point to Point
Annual
|
22.5%
Cap
|
| 3-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 10% Buffer |
Point to Point
Triennial
|
125%
Participation
45%
Cap
|
| 3-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 15% Buffer |
Point to Point
Triennial
|
125%
Participation
40%
Cap
|
| 3-Year Russell 2000 PTP Cap with 20% Buffer |
Point to Point
Triennial
|
60%
Cap
|
| 3-Year Russell 2000 PTP Cap with 40% Buffer |
Point to Point
Triennial
|
40%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with 15% Buffer |
Point to Point
Annual
|
15.5%
Cap
|
| 3-Year MSCI EAFE PTP Cap with 20% Buffer |
Point to Point
Triennial
|
225%
Cap
|
| 3-Year MSCI EAFE PTP Cap with 40% Buffer |
Point to Point
Triennial
|
57.5%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 15% Buffer |
Point to Point
Annual
|
23%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with 20% Buffer |
Point to Point
Triennial
|
50%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with 40% Buffer |
Point to Point
Triennial
|
35%
Cap
|
| 1-Year Russell 2000 PTP Cap with 15% Buffer |
Point to Point
Annual
|
18.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 15% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 1-Year EURO STOXX 50 PTP Cap with 10% Buffer |
Point to Point
Annual
|
123.5%
Cap
|
| 1-Year MSCI Emerging Markets PTP Cap with 10% Buffer |
Point to Point
Annual
|
35%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with 10% Buffer |
Point to Point
Annual
|
20%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 10% Buffer |
Point to Point
Annual
|
30%
Cap
|
| 1-Year Russell 2000 PTP Cap with 10% Buffer |
Point to Point
Annual
|
23%
Cap
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
16%
Cap
|
| 3-Year MSCI EAFE PTP Cap with 15% Buffer |
Point to Point
Triennial
|
600%
Cap
|
| 3-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap with 15% Buffer |
Point to Point
Triennial
|
110%
Participation
45%
Cap
|
| 3-Year S&P 500 Enhanced Upside 110% Participation Rate with Cap with 10% Buffer |
Point to Point
Triennial
|
110%
Participation
65%
Cap
|
| 1-Year S&P 500 PTP Cap with 20% Buffer |
Point to Point
Annual
|
12.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 40% Buffer |
Point to Point
Annual
|
10%
Cap
|
| 3-Year MSCI EAFE PTP Cap with 10% Buffer Uncapped |
Point to Point
Triennial
|
|
| 1-Year Nasdaq-100 PTP Cap with 40% Buffer |
Point to Point
Annual
|
10%
Cap
|
| 1-Year S&P 500 Enhanced Upside 125% Participation Rate with Cap with 10% Buffer |
Point to Point
Annual
|
125%
Participation
14%
Cap
|
| 1-Year Russell 2000 PTP Cap with 20% Buffer |
Point to Point
Annual
|
15.5%
Cap
|
| 1-Year Russell 2000 PTP Cap with 40% Buffer |
Point to Point
Annual
|
12%
Cap
|
| 3-Year Russell 2000 PTP Cap with 10% Buffer |
Point to Point
Triennial
|
145%
Cap
|
| 3-Year Nasdaq-100 PTP Cap with 10% Buffer |
Point to Point
Triennial
|
95%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 20% Buffer |
Point to Point
Annual
|
17%
Cap
|
| 1-Year MSCI EAFE PTP Cap with 40% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 3-Year S&P 500 PTP Cap with 15% Buffer |
Point to Point
Triennial
|
150%
Cap
|
| 3-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Triennial
|
200%
Cap
|
| 3-Year Russell 2000 PTP Cap with 15% Buffer |
Point to Point
Triennial
|
70%
Cap
|
| 1-Year Nasdaq-100 PTP Cap with 20% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 1-Year S&P 500 Step Up Segment with 15% Buffer |
Performance Triggered
Annual
|
9.5%
Performance triggered
|
| 1-Year S&P 500 Step Up Segment with 10% Buffer |
Performance Triggered
Annual
|
10.5%
Performance triggered
|
| 1-Year Russell 2000 Step Up Segment with 10% Buffer |
Performance Triggered
Annual
|
14%
Performance triggered
|
| 1-Year MSCI EAFE Step Up Segment with 10% Buffer |
Performance Triggered
Annual
|
11.5%
Performance triggered
|
| 1-Year Nasdaq-100 Step Up Segment with 10% Buffer |
Performance Triggered
Annual
|
13%
Performance triggered
|
| 1-Year Russell 2000 Step Up Segment with 15% Buffer |
Performance Triggered
Annual
|
12.3%
Performance triggered
|
| 3-Year S&P 500 Step Up Segment with 10% Buffer |
Performance Triggered
Triennial
|
29%
Performance triggered
|
| 1-Year MSCI EAFE Step Up Segment with 15% Buffer |
Performance Triggered
Annual
|
10%
Performance triggered
|
| 1-Year Nasdaq-100 Step Up Segment with 15% Buffer |
Performance Triggered
Annual
|
12%
Performance triggered
|
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| SCS Income GLWB Accelerated | Yes | 1.50% annually |
| SCS Income GLWB Level | Yes | 1.50% annually |
Waivers
No Waivers for Structured Capital Strategies Income Series ADV annuity.
Premium Notes
Issue ages
- 45–80 for Nonqualified, Roth IRA, Traditional IRA and SEP IRA Funds.
- 45–75 for Qualified Plans
Contribution amounts
- NQ. $25,000 (initial) / $500 (subsequent) minimum contribution amounts
- Traditional or Roth IRA. $25,000 (initial) / $50 (subsequent) minimum contribution amounts
- QP (defined contribution or defined benefit). $25,000 (initial) / $500 (subsequent) minimum contribution amounts
- SEP IRA. $25,000 (initial) / $500 (subsequent) minimum contribution amounts
Additional premiums accepted as both, Lump Sum or Periodic payments.
No subsequent contributions are allowed once a withdrawal is made under the contract, including an automatic or systematic withdrawal, a required minimum distribution, a withdrawal under the GLWB rider, or a withdrawal to pay advisory fees under a Series ADV contract.
No subsequent contributions are allowed once a withdrawal is made under the contract, including an automatic or systematic withdrawal, a required minimum distribution, a withdrawal under the GLWB rider, or a withdrawal to pay advisory fees under a Series ADV contract.
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