ForeIncome II 10 Income Multiplier Benefit
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
Get an annuity today!
Learn how an annuity can provide guaranteed income for life.
ForeIncome is a single premium fixed index annuity designed with a guaranteed lifetime withdrawal benefit to help meet the need for predictable lifetime income in retirement.
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
3.25%
Fixed
|
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
1-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year BlackRock Diversa Volatility Control PTP Cap |
Point to Point
Annual
|
10%
Cap
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6%
Cap
|
1-Year Franklin US PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
2-Year Franklin US PTP Spread |
Point to Point
Biennial
|
0.5%
Spread
|
2-Year Franklin US PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
6%
Cap
|
2-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
1-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
2-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year S&P 500 Performance Trigger |
Performance Triggered
Annual
|
5%
Performance triggered
|
1-Year Fixed Account |
Fixed
|
3.25%
Fixed
|
1-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
2-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Biennial
|
160%
Participation
|
2-Year Franklin US PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year Franklin US PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate |
Point to Point
Annual
|
80%
Participation
|
2-Year BlackRock Diversa Volatility Control PTP Participation Rate |
Point to Point
Biennial
|
110%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
6%
Cap
|
1-Year BlackRock Diversa Volatility Control PTP Cap |
Point to Point
Annual
|
10%
Cap
|
1-Year PIMCO Balanced PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
6%
Cap
|
2-Year Franklin US PTP Spread |
Point to Point
Biennial
|
0.5%
Spread
|
1-Year S&P 500 Performance Trigger |
Performance Triggered
Annual
|
5%
Performance triggered
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Income Multiplier Benefit | Yes | 1.05% annually |