Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Income 150+ SE 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Income 150+ is a single premium fixed index annuity designed with a guaranteed lifetime withdrawal benefit which provides income through guaranteed Lifetime Annual Payments that clients cannot outlive (assuming no excess withdrawals). 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.5% Fixed
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
4.25% Cap
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
90% Participation
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
130% Participation
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
90% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
90% Participation
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
7.75% Cap
2-Year Franklin US PTP Spread
Point to Point
Biennial
2% Spread
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
90% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.25% Cap
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
3.75% Performance triggered
1-Year Fixed Account
Fixed
2.75% Fixed
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
70% Participation
2-Year Franklin US PTP Spread
Point to Point
Biennial
1% Spread
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
100% Participation
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
70% Participation
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
100% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
70% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
100% Participation
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
4.5% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.5% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
8% Cap
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
4% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Income 150+ Guaranteed Lifetime Income Benefit Plus Yes 1.05% annually