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ForeAccumulation II 10 with Enhanced Death Benefit

The ForeAccumulation II 10 with Enhanced Death Benefit is truly a retiree’s best friend. This annuity is known for providing reliable income flow, ensuring you a worry-free golden age. Its distinct feature - an enhanced death benefit, guarantees protection for your loved ones in case of unforeseen circumstances.

From remarkably stable rates to easy-to-understand terms, this annuity offers great peace of mind. It's practically like purchasing a ticket to a secure and comfortable future. A product worthy of considerate thought for every future retiree.

ForeAccumulation II 10 with Enhanced Death Benefit

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About Product

Type

Fixed Index

Purpose

Accumulation & Legacy

Term

10 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, Inherited IRA, NQ Stretch, and TSP

Launch Date

08/27/2018

ForeAccumulation is a single premium fixed index annuity that offers both upside opportunity and downside market protection.

Please note the Enhanced Death Benefit Rider is inbuilt into this product. A product with no rider is available separately.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.9% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	10% Cap
1-Year Franklin US PTP Participation Rate	Point to Point Annual	150% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	225% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	150% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	225% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	305% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	210% Participation
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	15.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	9.25% Cap
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	150% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	225% Participation
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	7.5% Performance triggered
1-Year Fixed Account	Fixed	5% Fixed
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	230% Participation
1-Year Franklin US PTP Participation Rate	Point to Point Annual	155% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	230% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	155% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	230% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	155% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	310% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	9.5% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	16% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	10.25% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	215% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	7.75% Performance triggered
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	7.5% Cap
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	7.5% Cap

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
GA Enhanced Death Benefit (ages 0-70)	Yes	0.50% annually
GA Enhanced Death Benefit (ages 71-80)	Yes	0.95% annually

Waivers

Bail-Out

The Contract Value may be withdrawn with no Withdrawal Charges or MVA if after the Initial Strategy Term expires the renewal rates/caps are set at rates below (above for spread-based strategies) the Bailout Rate (Withdrawal Charge Waiver Rate).

Nursing Home

At any time on or after the Issue Date of the policy, if you should become confined to an approved nursing facility for at least 90 consecutive days, withdrawal charges and MVA on any portion of the contract value withdrawn will be waived. The nursing care waiver does not include home health care.

Terminal Illness

If you have been diagnosed with a terminal illness after the first contract anniversary, withdrawal charges and MVA will be waived on any portion of the contract value withdrawn.

Withdrawal Provisions

Death Benefit Remaining contract value passes to beneficiaries at no additional charge. Enhanced Death Benefit An optional enhanced death benefit will be available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit will be comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 80 will apply.

Company Founded: 2004

Excellent Rated Company

Global Atlantic Financial Group

Company Ratings

4.5