Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Choice Accumulation II Edge 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Choice Accumulation II Edge 5 is a  hoice Accumulation Edge is a single premium fixed index annuity that offers both upside opportunity and downside market protection 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Janus SG Global Trends PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
135% Participation
1-Year Franklin US PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
85% Participation
1-Year Morgan Stanley Inflation Aware PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
95% Participation
1-Year Fixed Account
Fixed
4.1% Fixed
2-Year Franklin US PTP Spread
Point to Point
Biennial
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.25% Cap
1-Year Janus SG Global Trends PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
140% Participation
1-Year Franklin US PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
90% Participation
1-Year Morgan Stanley Inflation Aware PTP EAS Participation Rate
Threshold Part Rate Next Year Enhanced
Annual
100% Participation
1-Year Fixed Account
Fixed
4.2% Fixed
2-Year Franklin US PTP Spread
Point to Point
Biennial
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.5% Cap

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%

Riders

Name Inbuilt Fee
Optional Enhanced Death Benefit No 0.50% annually