Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

ForeAccumulation II 10 with Premium Enhancement

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

ForeAccumulation is a single premium fixed index annuity that offers both upside opportunity and downside market protection. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.35% Fixed
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7% Cap
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
140% Participation
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
195% Participation
2-Year Franklin US PTP Spread
Point to Point
Biennial
0.75% Spread
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
12.75% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
6% Performance triggered
1-Year Fixed Account
Fixed
3.45% Fixed
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.25% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
13% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
7.25% Cap
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year Franklin US PTP Spread
Point to Point
Biennial
0.75% Spread
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
6.25% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%