based on complex data

Annuity Educator Rating

Annuity review

ForeAccumulation II 10 with Premium Enhancement

The ForeAccumulation II 10 Annuity with Premium Enhancement is a smart choice for future planning. It stands out with its excellent growth potential and fantastic bonus on initial premium.

Whether you're thinking of retirement or just securing a comfortable financial future, this product is a trusty investment highway. With strong guarantees and reliable income stream, your peace of mind is assured!

ForeAccumulation II 10 with Premium Enhancement

Your Email

Compare this annuity with 827 others from 100+ companies

Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Premium Bonus

14%

Term

10 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, Inherited IRA, NQ Stretch, TSP, and Roth Conversion (Full)

Launch Date

01/16/2024

ForeAccumulation is a single premium fixed index annuity that offers both upside opportunity and downside market protection.

Please note the Premium Bonus Enhancement Rider is inbuilt into this product. A product with no Enhancement Rider is available separately.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	2.9% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	5% Cap
1-Year Franklin US PTP Participation Rate	Point to Point Annual	70% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	130% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	85% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	100% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	145% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial	0.25% Spread
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	95% Participation
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	12.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	4.75% Cap
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	70% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	100% Participation
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	4.25% Performance triggered
1-Year Fixed Account	Fixed	3% Fixed
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Biennial	105% Participation
1-Year Franklin US PTP Participation Rate	Point to Point Annual	75% Participation
2-Year Franklin US PTP Participation Rate	Point to Point Biennial	105% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate	Point to Point Annual	75% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Biennial	135% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate	Point to Point Annual	90% Participation
2-Year PIMCO Balanced PTP Participation Rate	Point to Point Biennial	150% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	5% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap	Point to Point Annual	13% Cap
1-Year MSCI EAFE PTP Cap	Point to Point Annual	5.25% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	100% Participation
2-Year Franklin US PTP Spread	Point to Point Biennial	0.25% Spread
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	4.5% Performance triggered
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	3.25% Cap
1-Year S&P 500 PTP Locked Cap	Point to Point Annual	3.25% Cap
1-Year S&P 500 Engle 12% VT ER Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	2% Fixed 3.75% Cap
1-Year S&P 500 Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	1.5% Fixed 3.75% Cap
1-Year Nasdaq-100 Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	1.5% Fixed 3.75% Cap
1-Year Nasdaq-100 Agile Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	2% Fixed 3.75% Cap
1-Year Nasdaq-100 Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	1.5% Fixed 4% Cap
1-Year Nasdaq-100 Agile Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	2% Fixed 4% Cap
1-Year S&P 500 Engle 12% VT ER Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	2% Fixed 4% Cap
1-Year S&P 500 Guaranteed Minimum Annual Floor with Cap	Point to Point With Rate Floor and Cap Annual	1.5% Fixed 4% Cap
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate	Point to Point Annual	45% Participation
1-Year Nasdaq-100 PTP Cap	Point to Point Annual	4.75% Cap
1-Year Nasdaq-100 Agile 15% PTP Participation Rate	Point to Point Annual	40% Participation
1-Year Nasdaq-100 PTP Cap	Point to Point Annual	5% Cap
1-Year Nasdaq-100 Agile 15% PTP Participation Rate	Point to Point Annual	45% Participation
1-Year S&P 500 Engle 12% VT ER PTP Participation Rate	Point to Point Annual	50% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

No Riders for ForeAccumulation II 10 with Premium Enhancement annuity.

Waivers

Bail-Out

The Contract Value may be withdrawn with no Withdrawal Charges or MVA if after the Initial Strategy Term expires the renewal rates/caps are set at rates below (above for spread-based strategies) the Bailout Rate (Withdrawal Charge Waiver Rate).

Nursing Home

At any time on or after the Issue Date of the policy, if you should become confined to an approved nursing facility for at least 90 consecutive days, withdrawal charges and MVA on any portion of the contract value withdrawn will be waived. The nursing care waiver does not include home health care.

Terminal Illness

If you have been diagnosed with a terminal illness after the first contract anniversary, withdrawal charges and MVA will be waived on any portion of the contract value withdrawn.

RMD

The product includes Penalty-Free Withdrawal Provisions for RMD.

Withdrawal Provisions

Death Benefit Remaining contract value passes to beneficiaries at no additional charge. Enhanced Death Benefit An optional enhanced death benefit will be available at an annual cost of 0.75% for issuing ages 0-70, 1.20% for issuing ages 71-80, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit is comprised of a guaranteed roll-up of 10% simple interest for 15 years or until the contract anniversary after attained age 90, whichever is earlier, based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 80 applies.

Company Founded: 2004

Excellent Rated Company

Global Atlantic Financial Group

Company Ratings

4.5