Income 150+ SE (IMO) Rate & Reviews

Income 150+ SE (IMO)

Income 150+ is a single premium fixed index annuity designed with a guaranteed lifetime withdrawal benefit which provides income through guaranteed Lifetime Annual Payments that clients cannot outlive (assuming no excess withdrawals).

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	1.5% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	2.75% Cap
1-Year Russell 2000 PTP Cap	Point to Point Annual	2.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	2.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.15% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	65% Participation
2-Year BlackRock Diversa Volatility Control PTP Spread	Point to Point Biennial	5% Spread
2-Year Franklin US PTP Spread	Point to Point Biennial	5% Spread
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	2.25% Performance triggered
1-Year Fixed Account	Fixed	1.5% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	2.75% Cap
1-Year Russell 2000 PTP Cap	Point to Point Annual	2.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	2.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.15% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	65% Participation
2-Year BlackRock Diversa Volatility Control PTP Spread	Point to Point Biennial	5% Spread
2-Year Franklin US PTP Spread	Point to Point Biennial	5% Spread
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	2.25% Performance triggered
1-Year Fixed Account	Fixed	1.75% Fixed
1-Year MSCI EAFE PTP Cap	Point to Point Annual	3% Cap
1-Year Russell 2000 PTP Cap	Point to Point Annual	3% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	3% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.2% Cap
1-Year PIMCO Balanced PTP Participation Rate	Point to Point Annual	75% Participation
2-Year BlackRock Diversa Volatility Control PTP Spread	Point to Point Biennial	3% Spread
2-Year Franklin US PTP Spread	Point to Point Biennial	3% Spread
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	2.5% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Income 150+ Guaranteed Lifetime Income Benefit Plus	Yes	1.05% annually