Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

MNL Accelerate 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

MNL Accelerate 5 is a short term five year fixed index deferred annuity. MNL Accelerate 5 offers industry-leading index accounts designed to help reduce the impact of market volatility. The value will grow at a rate based on the fixed or index accounts you choose. Index accounts are tied to market performance, but they are not an actual investment in the stock market. In other words, you’ll get credit for some of the market’s growth in up times. In down times, when the market sees zero gains or actually loses value, your accumulation value will never be at risk of decreasing due to those losses.

Lock in a guaranteed participation rate
Having a guaranteed participation rate means that regardless of index performance, your participation rates won’t go down over the 5-year surrender charge period, and is only subject to change annually after that. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
5-Year Fixed Account
Fixed
4.65% Fixed
1-Year BlackRock ESG US 5% PTP Participation Rate Guaranteed for Term
Point to Point
Annual
190% Participation
1-Year Fidelity Multifactor Yield 5% ER PTP Participation Rate Guaranteed for Term
Point to Point
Annual
190% Participation
1-Year S&P MARC 5% ER PTP Participation Rate Guaranteed for Term
Point to Point
Annual
190% Participation
1-Year BlackRock ESG US 5% PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
225% Participation
1-Year Fidelity Multifactor Yield 5% ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
225% Participation
1-Year S&P MARC 5% ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
225% Participation

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 8% 7% 6% 5%