Athene BCA 12 2.0
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Highlights
BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.
Available in states:
AL, AZ, AR, CO, DC, FL, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, NE, NM, NC, ND, RI, SD, TN, VT, VA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
12 Years |
|
Surrender schedule
|
14.5%14%13.5%13%12%11%10%9%8%7%6%4% |
|
Free withdrawal
|
1st year: 5% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$10,000 |
|
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
58%
Participation
|
| 2-Year S&P 500 PTP Participation Rate |
Point to Point
Biennial
|
70%
Participation
|
| 2-Year Shiller Barclays Global PTP Participation Rate |
Point to Point
Biennial
|
250%
Participation
|
| 2-Year Shiller Barclays Global PTP Participation Rate |
Point to Point
Biennial
|
205%
Participation
|
| 2-Year Merrill Lynch RPM PTP Participation Rate |
Point to Point
Biennial
|
215%
Participation
|
| 2-Year Merrill Lynch RPM PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
| 2-Year Wisdom Tree Siegel Strategic Value PTP Participation Rate |
Point to Point
Biennial
|
205%
Participation
|
| 2-Year Wisdom Tree Siegel Strategic Value PTP Participation Rate |
Point to Point
Biennial
|
250%
Participation
|
| 2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate |
Point to Point
Biennial
|
205%
Participation
|
| 2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate |
Point to Point
Biennial
|
250%
Participation
|
| 2-Year Citi Grandmaster PTP Participation Rate |
Point to Point
Biennial
|
290%
Participation
|
| 2-Year Citi Grandmaster PTP Participation Rate |
Point to Point
Biennial
|
355%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 15% | 14% | 14% | 13% | 12% | 11% | 10% | 9% | 8% | 7% | 6% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| BCA 12 2.0 SGO Max | No | 1.00% annually (1.40% max) |
| BCA 12 2.0 Flex Growth | No | 1.00% annually (1.40% max) |