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Athene Performance Elite 15 Plus

If you're planning for a worry-free retirement, Athene Performance Elite 15 Plus is a smart choice. This annuity product offers steady income growth and robust potential returns!

Don't let market volatility keep you up at night, Athene's solid guarantee is reassuring. Look forward to a relaxing future with Performance Elite 15 Plus!

Athene Performance Elite 15 Plus

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Investment

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About Product

Type

Fixed Index

Purpose

Accumulation

Premium Bonus

20%

Term

15 Years

Surrender schedule

15%

14%

13%

12%

11%

10%

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Yes

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA

Launch Date

06/14/2015

The Athene Performance Elite 15 Plus is a single premium fixed-indexed annuity with a 15-year surrender charge period and an MVA provision. The Athene Performance Elite 15 Plus also pays a first-year premium bonus subject to a 15-year vesting schedule.

Optional Strategy Charge
Higher Cap and Participation Rates are available with a strategy charge. Annual Strategy Charges are calculated on the contract anniversary and deducted monthly from the Accumulated Value.
Strategy Charge Credit
A one-time Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge Period, if the sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero.

Strategy Preset
Strategy Preset is a unique “hands-free” option designed to:

harness diversification potential through broad index exposure
allow for personalization through preset options that best meet your return profile
automatically allocate your premium to a predetermined blend of index strategies
automatically rebalance each year to target that blend over time

You still have the potential to earn interest credits every year and can help optimize performance through the additional use of longer crediting terms and/ or strategy charges.

Available in states: AL, AK, AZ, AR, CO, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, ME, MD, MA, MI, MS, MO, NE, NV, NH, NM, NC, ND, OK, RI, SC, SD, TN, TX, VT, VA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.8% Fixed
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	245% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	105% Participation
2-Year S&P 500 FC PTP Participation Rate	Point to Point Biennial	140% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	80% Participation
1-Year S&P 500 FC PTP Participation Rate	Point to Point Annual	105% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	165% Participation
2-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Biennial	220% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	125% Participation
1-Year UBS Innovative Balanced PTP Participation Rate	Point to Point Annual	165% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	165% Participation
2-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Biennial	220% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	125% Participation
1-Year AI Powered Global Opportunities PTP Participation Rate	Point to Point Annual	165% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	10.25% Cap
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	185% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	210% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	135% Participation
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	315% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	230% Participation
1-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Annual	175% Participation
1-Year Nasdaq FC PTP Participation Rate	Point to Point Annual	102% Participation
1-Year AI Powered US Equity PTP Participation Rate	Point to Point Annual	140% Participation
1-Year S&P 500 PTP Cap	Point to Point Annual	7.5% Cap
2-Year BNP Paribas Multi-Asset PTP Participation Rate	Point to Point Biennial	235% Participation
2-Year Nasdaq FC PTP Participation Rate	Point to Point Biennial	155% Participation
2-Year AI Powered US Equity PTP Participation Rate	Point to Point Biennial	185% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10	11	12	13	14	15
Penalty	15%	15%	14%	14%	13%	13%	12%	11%	10%	9%	8%	7%	6%	5%	4%

Riders

Name	Inbuilt	Fee
Athene Annual Liquidity Rider Charge Rate 15 years	Yes	0.95% annually

Waivers

Terminal Illness

You can withdraw up to 100% of your annuity’s Accumulated Value if you’re diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. This waiver is available after your first Contract Anniversary. You may not be diagnosed during the first Contract Year.

Confinement

Unavailable in states: MA

After the first Contract Year, you can withdraw up to 100% of your annuity’s Accumulated Value if you’ve been confined to a Qualified Care facility for at least 60 consecutive days and meet the eligibility requirements. You cannot be confined at the time the contract is issued, and confinement must begin at least one year after the Contract Date.

Premium Notes

Additional premium deposits will be accepted during the first contract year and will be allocated to the Fixed Account.

Withdrawal Provisions

Enhanced Annuitization After the ninth contract year, you may elect to surrender your contract and apply the Accumulated Value to one of five settlement options. No Withdrawal Charges, Premium Bonus Vesting Adjustments or Market Value Adjustments will apply upon election of this feature, provided one of the Settlement Options is elected and annuity payments commence. Free Withdrawals Athene Performance Elite annuities provide annual penalty-free withdrawal privileges. Athene Performance Elite 15 annuity allows up to 5% beginning in the second Contract Year. Each year, you may withdraw up to the maximum free amount of your annuity’s Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA) or any Premium Bonus Vesting Adjustment, if applicable. Required Minimum Distributions (RMDs) are IRS mandatory withdrawals required with qualified contracts (such as an IRA). These withdrawals from your annuity contract are considered part of your free withdrawal, free of Withdrawal Charges, MVA or Premium Bonus Vesting Adjustment for the Contract Year. Enhanced Free Withdrawals On Performance Elite 15, the penalty-free withdrawal amount is increased to 10% per year and may be taken as early as the first Contract Year. If no withdrawals are taken in a given year, up to 20% of the Accumulated Value is available for withdrawal in the next year. Market Value Adjustment (MVA)A Market Value Adjustment applies to withdrawals in excess of the free withdrawal amount and full surrenders during the Withdrawal Charge period. If you take an excess withdrawal before the end of your Withdrawal Charge period, an MVA will be applied to that excess withdrawal. The MVA may increase or decrease the amount of the Withdrawal or Cash Surrender Value of your Contract depending on the change in interest rates. If interest rates have increased, stayed the same or decreased by less than 0.25%, the MVA will be negative. If interest rates have decreased by more than 0.25%, the MVA will be positive. MVA is not applicable in all states.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

Company Ratings

4.5