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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Athene BCA 8 2.0

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Highlights

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Lifetime Income
Term
8 Years
Surrender schedule
9.6%9%8.2%7.2%6.2%5.2%4.2%3%
Free withdrawal
1st year: 5%
2nd+ year: 10%
Market value adjustment
Return of premium
Launch date
03/25/2019
Minimum contribution
$10,000
Maximum contribution
$2,000,000
Max Age Qualified
84
Types of funds
Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, and IRA-Roth
Brochure
Open brochure

Find out if the Athene BCA 8 2.0 is the right product for you.

Withdrawal Provisions

Free Withdrawals
The Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVA's). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount.

Allocation Accounts

Name Type Rates
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
180% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
190% Participation
2-Year Merrill Lynch RPM PTP Participation Rate
Point to Point
Biennial
240% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
180% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate
Point to Point
Biennial
225% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
180% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate
Point to Point
Biennial
225% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
255% Participation
2-Year Citi Grandmaster PTP Participation Rate
Point to Point
Biennial
320% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
51% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
64% Participation
2-Year Shiller Barclays Global PTP Participation Rate
Point to Point
Biennial
225% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 10% 9% 8% 7% 6% 5% 4% 3%

Riders

Name Inbuilt Fee
BCA 8 2.0 SGO® Max No 1.00% annually (1.40% max)
BCA 8 2.0 Flex Growth No 1.00% annually (1.40% max)

Waivers

Terminal Illness

Unavailable in states: CA

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

Unavailable in states: CA, and MA

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

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