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Athene BCA 8 2.0 (Annexus)

The Athene BCA 8 2.0 annuity is a brilliant, stress-free option for those concerned about their retirement. It offers predictable and reliable income for life, giving you tranquility about your golden years.

This annuity stands out because of its unique benefit feature - the flexibility and protection against the market's uncertainty. Even in turbulent times, your income remains stable. Give Athene BCA 8 2.0 a try and secure your retirement effortlessly and confidently.

Athene BCA 8 2.0 (Annexus)

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Your State

Investment

Your Gender

Your Age

Retire At

About Product

Type

Fixed Index

Purpose

Accumulation

Term

8 Years

Surrender schedule

9.6%

8.2%

7.2%

6.2%

5.2%

4.2%

Fee withdrawal:

10% (From Year 2)

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, Traditional IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, Roth Conversion (Partial), and Roth Conversion (Full)

Launch Date

03/25/2019

BCA 2.0 is a single-premium fixed indexed annuity that combines growth opportunities and protection from downside market risk.

Annual Strategy Charge
Annual Strategy Charges are calculated annually and deducted monthly from the Accumulation Value. The current declared Initial Annual Strategy Charge Rate is guaranteed for the first term only. Athene will declare a new Annual Strategy Charge Rate for each renewal term not to exceed 2.00% (1.80% in some states).

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	145% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	150% Participation
2-Year Merrill Lynch RPM PTP Participation Rate	Point to Point Biennial	200% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	135% Participation
2-Year WisdomTree Siegel Strategic Value PTP Participation Rate	Point to Point Biennial	180% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	155% Participation
2-Year Shiller Barclays CAPE Allocator 6 PTP Participation Rate	Point to Point Biennial	205% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	200% Participation
2-Year Citi Grandmaster PTP Participation Rate	Point to Point Biennial	265% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	44% Participation
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	59% Participation
2-Year Shiller Barclays Global PTP Participation Rate	Point to Point Biennial	195% Participation
2-Year MSCI MKT MediaStats Multi-Asset PTP Participation Rate	Point to Point Biennial	120% Participation
2-Year MSCI MKT MediaStats Multi-Asset PTP Participation Rate	Point to Point Biennial	165% Participation
2-Year RAFI Harvey GS PTP Participation Rate	Point to Point Biennial	230% Participation
2-Year RAFI Harvey GS PTP Participation Rate	Point to Point Biennial	170% Participation
2-Year S&P 500 Distance Stabilizer PTP Participation Rate	Point to Point Biennial	87% Participation
2-Year S&P 500 Distance Stabilizer PTP Participation Rate	Point to Point Biennial	102% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8
Penalty	10%	9%	8%	7%	6%	5%	4%	3%

Riders

Name	Inbuilt	Fee
BCA 8 2.0 SGO® Max	No	1.00% annually (1.00% after 10 years) (1.20% max)
BCA 8 2.0 Flex Growth	No	1.00% annually (1.00% after 10 years) (1.20% max)

Waivers

Terminal Illness

Unavailable in states: CA

After the first contract anniversary, you can withdraw up to 100% of your annuity's value if you, as the Owner, are diagnosed with a Terminal Illness or an illness or serious injury necessitates a stay of 60 consecutive days or more at a Qualified Care Facility. If the Owner is a non-natural entity, then the Confinement and Terminal Illness Waivers will be triggered based on the annuitant. Any applicable Withdrawal Charges, MVA or Premium Bonus Vesting Adjustments will be waived.

Confinement

Unavailable in states: CA, and MA

RMD

The contract waives Withdrawal Charges, on Required Minimum Distributions taken after turning age 73.

Premium Notes

Minimum purchase payment: $10000
Maximum purchase payment: $2000000 or more requires prior approval

Withdrawal Provisions

Free WithdrawalsThe Free Withdrawal amount is 5% of the Accumulation Value in the first year and 10% of the Accumulation Value for all remaining years. Withdrawals in excess of the Free Withdrawal amount will not receive gains to-date and will be subject to any applicable Withdrawal Charges, Premium Bonus Vesting Adjustments and Market Value Adjustments (MVA's). Gains to-date are not credited on Lifetime Income Withdrawals or to withdrawals in excess of the Free Withdrawal amount.

Company Founded: 1909

TOP Rated Company

Athene Annuity and Life Company

Company Ratings

4.5